تسجيل الدخول نزفوريكس
بنك كوربوراتيون أسعار صرف العملات الأجنبية.
اثنين نظام التداول ماسد.
تسجيل الدخول نزفوريكس.
دفع عملك e-فكس إلى مستوى أعلى مستوى مع تسجيل الدخول بدقة، ودعم الخبراء، ونموذج تسعير أكثر عدلا. مفكس البوصلة يوفر لك جميع الأدوات اللازمة لإعداد وتشغيل بقعة الأعمال الصرف الأجنبي الإلكترونية. وهو حل فعال من حيث التكلفة يسمح لصانعي السوق والوسطاء للتنافس على نفس مستوى البنوك الكبيرة مع الحد الأدنى من المهل. السيطرة على التنفيذ الخاص بك باستخدام التكنولوجيا المتاحة سابقا فقط لأعلى البنوك الطبقة. تجربة تجارة الفوركس التجزئة مع التسعير على مستوى المؤسسات لدينا بديهية منصة الملكية. مفكس التجارة هو الحائز على جائزة التجزئة منصة تداول العملات الأجنبية. يمكنك الوصول لدينا ينتشر الجودة المؤسسية على MT4 على التطبيق ترادينغويب لدينا. وقد تم بناء منصات التداول لدينا من الألف إلى الياء من قبل التجار للتجار. لدينا فريق متنوع لديه أكثر من خمسة عقود من الخبرة بين البنوك الجماعية في التخصصات الترميز والتحليلات الكمية والتجارة والمبيعات. وقد قاد ديفيد، الرئيس التنفيذي للشركة الذي كان يوصف في وقت سابق بأنه من الوزن الثقيل e-فكس - وهو السمة التي اتخذت مؤقتا كمجاملة، في الوقت الراهن - العديد من أوليات صناعة العملات الأجنبية في البنوك الاستثمارية العالمية المؤثرة الرئيسية. هو والفريق مواصلة دفع الابتكار في هذه الصناعة. لدينا منتج نزفوريكس، مفكس التجارة، أطلقت رسميا في الوقت نفسه، بدأ العمل على منتج تسجيل الدخول لدينا، مفكس البوصلة، التي أطلقت في فيكتور هو بديهية وسهلة الاستخدام منصة يعطي شفافية كاملة على أوامر الحية، يملأ و لبس، تشكيل معدل والتنفيذ السلبي للمجتمع تداول العملات الأجنبية النشطة. على الرغم من أنه لا يزال يصر على أنه لا يزال لديه القدرة على القيام بكل هذه حتى حتى يومنا هذا، وقال انه يعتقد أنه من الأفضل أن تبدأ تسجيل الدخول له باعتباره وسيطا الفوركس الفوركس النقد الأجنبي في بلده نيوزيلندا. بعد هبوطه دور كالتاجر خيارات العملة، انتقل ديفيد الى لندن، حيث عمل ل تشيس مانهاتن وفي وقت لاحق، كريدي سويس. من هناك ديفيد شارك في رئاسة خيارات نزفوريكس العالمية في باركليز كابيتال حيث كان مفيدا في تطوير منصة باركس الحائز على جائزة. فضلا عن تشغيل ماهيفكس انه يمكن العثور على الانغماس شغفه للطيران وتحطيم بانتظام من الاجتماعات للإشارة في طائرات الهليكوبتر ويصرخون عنهم. كونها عنيد، بوسي، الإبداعية والسيطرة هي كل الصفات من زعيم، سوزان يؤكد لنا بقوة. بدأت حياتها المهنية في e-فكس في دريسدنر كلينورت واسرستين، حيث كانت مسؤولة عن بيع منصة التداول عبر الإنترنت بيرانها في جميع أنحاء أوروبا. وأعقب ذلك الانتقال إلى "باركليز كابيتال" حيث تم منحها المسؤولية عن عملاء المؤسسات الإلكترونية الأوروبية فكس، وبعد ذلك لتعيين وتوجيه فريق جديد من المهنيين المبيعات لتعزيز منصة التداول الإلكتروني فكس باركلي، باركس، إلى البنوك المؤسسية الأوروبية والتحوط الأموال. انها عاطفي عن التصميم الجيد ويمكن العثور عليها في كثير من الأحيان هاجس على جودة الورق والطباعة، ويصر على أن حرف واحد يحتاج إلى نقل ملليمتر على اليسار. جيمس هو بوريتو الصيد، القرص الدوار الغزل دج والمهوس السرية. منذ الحصول على أول جهاز كمبيوتر له في سن الخامسة من العمر، ونادرا ما كان ينظر إليه دون نوع من تسجيل الدخول في متناول يده. بعد الانتهاء من درجة في الحوسبة في كلية امبريال لندن انه غامر لجامعة مانشستر لطلب تغيير الحياة الطلابية، واستكمال الماجستير في علوم الكمبيوتر المتقدمة. كان جيمس جزءا من الفريق وراء منصة ليمان براذرز الحائز على جائزة فكسليف. بسبب تنشئة بلده الغربية لدينا رئيس جديد للمبيعات، توم، لديه ميل طبيعي للانجذاب نحو أي شيء يحتوي على عصير التفاح ساعات العمل بعد بالطبع ويمكن دائما أن يميل أي نوع من الطعام. بعد بسك في جامعة بريستول والانتهاء من أطروحة التثبيت خاصة على سلوك ذباب الفاكهة نعم، تقرأ أن بشكل صحيح بدأت حياته المهنية في برايس ووترهاوس كوبرز، قبل الانتقال إلى بلومبرغ حيث كان يعمل في المبيعات لمدة ثلاث سنوات. من طموحاته المتواضعة في وقت مبكر من الرغبة في أن يكون حليب على جزيرة كانفي لعدة سنوات رياضية في سن المراهقة ناجحة لعب كرة القدم والكريكيت، نيك هو نموذج إسيكس صبي جعل جيدة. مع شغف للعب الطبول، وقال انه يأمل سرا أنه سوف يكون في مكان قريب عندما فو فيترز على وجه السرعة في حاجة الى لاعب الدرامز بديل، يجب تايلور هوكينز لها حادث مفاجئ غامض في هذه الأثناء على الرغم من أن نيك يركز اهتمامه على النقد الأجنبي، والتي لم يعط له فقط مهنة طويلة وناجحة، ولكن أيضا فرصة لم الشمل مع زميل زميل قديم من المدرسة، نيكولا، الذي أصبح في وقت لاحق زوجته - لعبت بشكل جيد! كلمة على الكرمة هو أنه أيضا يقطع بعض الأشكال يعني على حلبة الرقص، شيء نحن جميعا نأمل بهدوء سنرى مباشرة في حفلة عيد الميلاد. نحن نقدم بهدوء لك السيد أليكس ريدجرس، وتوفير لمسة من الدرجة إلى الإجراءات. بعد أن قضى معظم تنشئة له في قبعة و تيلكوات في مضمار أسكوت مع حصانه، ويكنداتبرنيز، أليكس أخيرا مزقت نفسه لدراسة الأعمال والاقتصاد في جامعة بريستول. بعد تخرجه، قام بجلد قذائفه وصنع خطا مباشرا إلى لندن، حيث بدأ حياته المهنية مع إيغ إندكس بلك كتاجر مقتبس. ومنذ ذلك الحين، أضاف أليكس بنك أبن أمرو، أسواق سمك، و غكفس إلى قائمة الشركات محظوظا بما فيه الكفاية ليكون له، تحت أدوار مثل رئيس التداول الخوارزمية. وفي الآونة الأخيرة، كان أليكس يعمل من أجل أواندا كالتاجر، مع التركيز على مهام مثل بناء نموذج لدعم تدفق الاختبار لإدارة المخاطر المثلى. هذه هي لعبة أن أليكس لا تقترب بليثيلي، بعد أن ظهرت على عرض لعبة الخربشة التي شهدت له نزفوريكس أعلى درجة الجولة الأولى من السلسلة بأكملها. بعد العض لها حتى كخربة جديدة، أليزي هو الآن مهندسنا المالي - وضع ماجستير في الاستثمار والتمويل لاستخدام ممتاز في صناعة الفوركس. أصلا من الأرض من قمم مخطط والقبعات أيضا تسجيل الدخول في بعض الأحيان كما فرنساليزي هو مواطن حقيقي من العالم ونشأت في ستة بلدان مختلفة، بما في ذلك إندونيسيا وشيلي. أوه، وأنها تأتي كاملة مع لهجة الفرنسية الجميلة جدا! بوني كان حولها، إذا جاز التعبير. وقررت في نهاية المطاف أن الوقت قد حان لقليل من العمل المناهض، وانتهى هنا في ماهي. بوني أيضا يضيء كما المتسوق المهنية، المباركة مع قدرة لا يصدق على التنقل معظم مراكز معصوب العينين إذا كان مثل هذا الوضع من أي وقت مضى تنشأ. وقالت انها اوبر المنظمة، ويحب شيئا أكثر من قليلا من النظام القديم من الطراز الجيد. وتظهر من قبل خزانة الملابس المنسقة لونها، وهذا التحذير ننظر عندما تبدأ مكاتبنا لتبدو فوضوي قليلا. اقرأ المزيد إغلاق انضم إلى فريقنا ماهيفكس الفرعي من لاعبي الركبي المتناميين، وقد تولى ويل منصبه في فريق أناليتيكش. في الأصل من ويلز، توجه لأول مرة إلى مانشستر لدراسة الفيزياء، وكان يدرس من قبل أي شيء آخر من البروفيسور براين كوكس، فضلا عن عدد من الفائزين بجائزة نوبل، خلال شهادته. بعد تخرجه، سوف انتقل إلى أسفل جنوب ونحن قطعت عليه على الفور. أندرو يقترب من حيث كونه "المخضرم" تقني. وقد عمل في جدار العلامة التجارية للشركات: له لهجة الويلزية الناعمة تم مملة من قبل وقته في جامعة كامبريدج حيث قرأ علوم الكمبيوتر فقط كما أنها قدمت دراسة جافا في الجامعة. ويدعي أنه يقدر كأس جيد من النبيذ ربما ليس له 6 و هو عازف الجيتار متحمس. لي هو رئيس البنزين المقيم لدينا ويرأس فريق التطوير كريستشورش. يقول البعض أنه أثار من الأغنام، ويمكن أن تتحول فقط اليسار. كل ما نعرفه هو ابن عم الكيوي في ستيغ. وهو يقدم الدعم الفني الحاسم لزملائه الأقل مهارة في مجال التكنولوجيا، واثنين من التغني الرئيسية هي 'هل حاولت تشغيله وإيقاف مرة أخرى' و 'محاولة جوجل'. كعضو مؤسس في ماهيفكس هاريرز هو عداء حريص ويحمل حاليا سجل ماراثون نصف ماهيفكس. لديه أكثر من 12 عاما من الخبرة في تطوير البرمجيات منذ تخرجه من جامعة كانتربري مع درجة مرتبة الشرف في علوم الحاسب الآلي. وقد عمل في مجموعة واسعة من الصناعات، وكان آخرها في مجال الخدمات المالية والإعلان عبر الإنترنت. وعاد إلى كريستشورش بعد أن عاش وعمل في أستراليا لمدة ثماني سنوات. بعد أن قضى السنة شطيرة من درجة له التظاهر ليكون جيمس بوند تخرج مع مرتبة الشرف الدرجة الأولى وغادر فورا ل أوتاروا. بعد عودته من السفر انضم سام للبحث عن النفط. إدراكا أن بناء البرمجيات كان أكثر متعة من تثبيت برامج تشغيل الأجهزة الخاطئة على السفن في بحر الشمال انتقل إلى لندن ليس فقط لأن زوجته رفضت الذهاب إلى أبردين، ولكن لأنه أعطاه الفرصة للحصول على مشاركة عميقة مع التحديات التقنية المتشددين - من تسوية الملعب بين تجار التجزئة والتجار المؤسسيين، والاستشارات في البنوك الاستثمارية الكبرى. وبعد ذلك، فإن اتخاذ قرار بشأن هذا الأمر لم يكن حلا مستداما، فقد قام بتعبئة وتسجيل الدخول إلى مراعي أكثر اخضرارا في مكتب نيوزيلندا، حيث يتمتع الآن بسعادة برحلة سلمية وقصيرة للعمل. لا مضمون مع التأكد من برنامجه يسلم سام يتمتع اختبار نظرية أنه لا يوجد شيء مثل الشعير واحد سيئة وسوف يقنع بسعادة لكم أن الجليد والويسكي لا تختلط. وقد توسع فريقنا التكنولوجيا الفائقة مرة أخرى مع إضافة زولتان: بعد تخرجه من درجة في علوم الكمبيوتر في جامعة يوتفوس لوراند للعلوم، بودابست، بدأ زولتان حياته المهنية مع فريق الهندسة جافا مورغان ستانلي. وأدى ذلك لاحقا إلى انتقاله إلى لندن إلى دور أكثر توجها نحو التمويل. اقرأ المزيد كلوز أولي هو أحدث بلدنا في العالم الفتى للانضمام للفريق، على الرغم من أن للأسف يرفض استخدام لهجته حول نزفوريكس، والتي يمكننا أن نفهم ولكن مع ذلك بخيبة أمل في. بعد أن حضرت جامعة أكسفورد لمدة خمس سنوات وأصبحت درجة الماجستير في الرياضيات، رأى رأى أن ما كان مفقود في حياته كان في الواقع أكثر الرياضيات. في وقت فراغه، وقال انه يتمتع دراسة تاريخ عائلته، وحتى الآن تمكنت من العثور على جيل بعد جيل من النساجين الفقراء منذ القرن 14th. بعد أن طير حظيرة لدراسة علوم الحاسب الآلي في جامعة كانتربري انه سرعان ما وضعت حب السيارات السريعة والدراجات النارية. اقترح ديفيد بحماس تحلق لاستكمال فريق عرض ماهي .... دان ينضم إلى فريق التكنولوجيا على يد داب في كل شيء الترميز، على الرغم من ميله في بعض الأحيان لارتداء أديداس جرجر للمكتب ورفع الحواجب مع الشرطة الموضة. نيكول حاصل على درجة مزدوجة في القانون والمحاسبة، ومحامي ومحامين مؤهلين من المحكمة العليا في نيوزيلندا ومحاسب قانوني. اقرأ المزيد كلوز كان كاتي مؤسفا بما فيه الكفاية للعمل في أستراليا حتى أنقذنا ببراعة من جيراننا المدانين واشترى منزلها إلى مكتب كرايستشيرش. المظاهر خادعة؛ هادئة وخفيفة معتدلة من قبل اليوم، ونحن مقتنعون أن هناك أكثر ل كاتي. الشائعات انها انها ساحر ثعبان، بعد أن امتلكت سابقا 2. كاتي ينضم إلى فريق المالية والامتثال، وقد ضاعفت على وجه السرعة حصة الإناث في مكتب كرايستشيرش إلى الكثير من فرحة نيكول الذي لديه الآن شخص للحديث عن التلفزيون فظيعة مع و واتخاذ التسوق. مع خلفية في المحاسبة والمالية والامتثال، كاتي يجلب معها ثروة من الخبرة في التعامل مع الكيانات الخاضعة للرقابة في الخارج. فضلا عن رئاسة فريق ضمان الجودة في ماهيفكس، توني يقود حياة مزدوجة كما برودة سيرفر الموالية وأبي إلى ثلاثة مراهقين. ليس محرجا على الإطلاق متوقفة خارج مكاتب ماهيفكس. يوما بعد يوم، توني هو المسؤول عن ضمان أن منتجاتنا هي وظيفية وبديهية وكذلك بمثابة البرمجيات واختبار الأجهزة يشهد من قبل قصف قوية يتلقى لوحة المفاتيح له، إلى حد كبير من سخط الزملاء الساخطين الذين هم داخل إيرشوت. توني كان لديه مهنة واسعة سواء في نيوزيلندا والخارج، وهي في لندن في جبمورغان و سبك واربورغ في العمليات، وأخيرا في هيرميس في ضمان الجودة. عند عودته إلى نيوزيلندا عمل توني في سونغارد وشمال القوس في ضمان الجودة والقدرة على تصميم البرمجيات قبل انضمامه إلى فريق ماهيفكس والمساعدة في بناء وإطلاق منصة تجارة التجزئة. أولا وقبل كل شيء، سوف ستيفن أود أن أؤكد الجميع قراءة هذا هو أفضل يبحث شقيق مورغان. A اختبار البرمجيات معتدلة بالهواء بعد يوم، ستيفن لديه الأنا تغيير الذي يقدم نفسه في شكل كوميدي ستاندبي و ثيسبيان ليلا. هذا يوفر الكثير من الفرص لإظهار له الحزام الأخضر حالة التايكواندو عند التعامل مع أي المنقطين في معارضه. ستيفن هو مساعدة توني مع كل شيء الجودة، وضمان واختبار البرمجيات، ويساعد أيضا للحفاظ على المطورين لدينا في الخط. الانضمام إلى فريق ماهي واحتضان كل الأشياء متعة وفوركس، ونحن فخورون لتقديم الخدمات التنفيذية للعملاء لدينا. نيكولا هي فتاة جميلة جدا، وبالتأكيد لا المهر خدعة واحدة. لها يوم واحد شهدت لها تولي اهتماما كبيرا في الطيران كعضو في جامعة سرب الهواء ... وهذا هو، حتى أدركت أنها كرهت الطيران. في الوقت الحاضر، نيكولا يميل إلى الحفاظ على قدميها على الأرض - عادة وراء الطوابق في نادي أو شريط لندن الفاخرة. بدأ هذا الريادة في مهدها قليلا قبالة مونليتينغ كمخطط الحزب ولكن كان مرارا وتكرارا بخيبة أمل من قبل عدد من دي جي الذين فشلوا في إقناع. قصاصة المشكلة في مهدها، وقالت انها مجتمعة حبها للأحزاب والموسيقى مع كرها لها من دي جي أخرى وأصبحت نصف واحد من دي جي دي جي الثنائي. إضافة إلى قائمة متزايدة لدينا من ماهي دي جي المقيمين، نيكولا يضمن أن عملائنا تسجيل الدخول يريد لا شيء. لحسن الحظ أننا لم نجعلها تدور حول لندن يرتدون كدجاج وأنها لم ينتهي "أطلقت". على العكس من ذلك، عرضت كيت موقف بدوام كامل مع فريق التسويق. مع الذوق لخطوط علامة جذاب والقواعد الكمال، وفريق التسويق على حد سواء تخويف وفقدت من دونها. على الرغم من أن هذه هي أول وظيفة لها منذ التخرج، وقالت انها تعرف انها أفضل مكان للعمل في العالم، ونحن نعلم أننا محظوظون أن يكون لها. آسف على أن الرب السكر. وكان العام قبل بضعة أيام من أن بريطانيا تم تمهيدها بشكل غير رسمي من آلية سعر الصرف إرم - مقدمة إلى اليورو. مستوحاة من هذه التجربة، بدأ جوستين العمل لعدد من المؤسسات الإعلامية، وتغطي الأسواق بما في ذلك وول ستريت جورنال و تومسون رويترز. أيضا على هذه القائمة المثيرة للإعجاب هو العمل الاستشاري تسجيل الدخول إلى بنك الاستثمار بوتيك في مدينة لندن، والصندوق المشترك للسلع الأساسية الصادر عن الأمم المتحدة. في مناسبات نادرة عندما لا يفكر في الأسواق والاقتصاد، جاستن يتمتع أخذ العينات الإنجليزية أليس، مشاهدة السباغيتي الغربيين وتناول الكاري - ويفضل أن يكون كل ذلك في نفس الوقت. أعتقد واحدة من منتجاتنا يمكن أن تساعدك؟ لندن مكتب بيكر ستريت لندن W1U 6RT المملكة المتحدة. تحذير مخاطر عالية المخاطر: تداول الفوركس يحمل مستوى عال من المخاطر على رأس المال الخاص بك ويجب عليك التجارة فقط مع المال الذي يمكن أن تخسره. من الممكن أن تفقد أكثر من الأموال المودعة. قبل اتخاذ قرار تجارة المنتجات التي تقدمها ماهيفكس يجب أن تنظر بعناية الأهداف الخاصة بك، والوضع المالي والاحتياجات ومستوى الخبرة. يجب أن تكون على علم بجميع المخاطر المرتبطة بالتداول مع الرافعة المالية. لا ينبغي تفسير محتويات هذا الموقع على أنه نصيحة شخصية. المعلومات والمنتجات الموجودة في هذا الموقع ليست موجهة أو متاحة للمقيمين نزوريكس أي بلد أو ولاية قضائية حيث يكون هذا التوزيع أو الاستخدام يتعارض مع القانون المحلي أو اللوائح. ماهيفكس هي شركة تأسست في نيوزيلندا التي تقوم بأعمال تجارية في نيوزيلندا وأستراليا. يتم تنظيم ماهيفكس من قبل هيئة الأوراق المالية والاستثمار الأسترالية رقم الجسم المسجل الأسترالي أربن: ماهيفكس المحدودة ماهيفكس المحدودة و ماهيفكس المملكة المتحدة المحدودة ماهيفكس المملكة المتحدة تعمل الشركات التابعة ضمن مجموعة ماهيفكس من الشركات بشكل جماعي، ومجموعة ماهيفكس. ماهيفكس المحدودة مسجلة في نيوزيلندا شركة نو. ماهيفكس المحدودة هو مرخص ومنظمة بموجب رقم أفسل هيئة الأوراق المالية والاستثمار والهيئة النيوزيلندية للأسواق المالية عدد فسبر فسب ماهيفكس المملكة المتحدة المحدودة مسجلة في المملكة المتحدة، رقم الشركة المسجلة ماهيفكس المملكة المتحدة المحدودة هو مرخص وينظم تحت سلطة السلوك المالي رقم المرجع المنتجات حول ماهيفكس فريقنا الاتصال. الجيل القادم من التكنولوجيا جنبا إلى جنب مع شراكة من الطراز القديم: مفكس ناقلات هو منصة مبتكرة تسمح للمستخدمين شراء الجانب للحفاظ على انتشار على الفور أوامر الفوركس. لدينا الحائز على جائزة منصة التداول بالتجزئة يقدم ثروة من الفوائد لمساعدتك على التجارة بكل سهولة. المنتجات توفر غرفة المحرك ماهيفكس e-فكس مجموعة من المنتجات التي تم بناؤها وتطويرها من قبل فريقنا نزفوريكس، وذلك باستخدام عقود من الخبرة في مجال الصناعة. ببساطة حدد المنتج الذي ترغب في اكتشاف المزيد من المعلومات والحصول على اتصال مع فريقنا. المحرك المؤسسي e-فكس محرك الأعمال الإلكترونية الخاصة بك e-فكس إلى أعلى مستوى المستوى مع تحليلات دقيقة، ودعم الخبراء، ونموذج تسعير أكثر عدلا. إدارة الطلب من جانب الشراء السيطرة على تنفيذ الخاص بك باستخدام التكنولوجيا المتاحة سابقا فقط لأعلى البنوك الطبقة. تملك تشكيل معدل الخاص بك. مراقبة الخبراء تدفق e-فكس الخاص بك مع مجموعة قوية من تحليلات مفصلة. اكتساب السيطرة مع إدارة نظام متطورة، ووضع انتشار والتصور من الصفقات. فهم تكلفة التنفيذ مع مجموعة فريدة من التحليلات. كسب انتشار وتقليل البصمة الخاصة بك مع التكنولوجيا صنع السوق لدينا. بديهية وشفافة تماما التكنولوجيا مع الرسم البياني في الوقت الحقيقي والمعايير. لا يوجد حد أدنى للإيداع، والعمولة أو رسوم خفية. حسابات أمنية عالية، بحيث تبقى أموالك محمية في جميع الأوقات. أجد ثقافة ومرونة شركة فينتيش منعشة ومجزية جدا، ونحن صغيرة وذكيا، كل شخص لديه مقعد على الطاولة. نحن نعمل بجد لتقديم ما نحن جميعا جيدة في الأفراد وحتى يشعر جزء من فريق قوي عندما نجتمع معا. العمل ينطوي في كثير من الأحيان على تحديات مبتكرة وجديدة، مما يؤدي إلى جو مثير تشجيع لك أن نسعى دائما لتحقيق أفضل من أفضل ما لديكم. في نهاية اليوم، تتلقى رضا كبير مع العلم أنك قد ساهمت في النمو الجماعي للشركة وهي جزء من فريق رهيبة. الجميع يسحب معا لإيجاد الحلول الصحيحة. لا يوجد واحد-- أوبمانشيب، مجرد رغبة جماعية لتحسين. انه لشيء رائع أن يأتي إلى مكتب كل يوم هذا الكامل من الناس منفتحين، منفتحين الذين لديهم الوقت لسماع ما لديك لتقوله. الفريق وراء ماهيفكس. جيمس فورنيس تشيف تيشنولوغي أوفيسر اقرأ المزيد كلوز جيمس هو بوريتو الصيد، القرص الدوار الغزل دج والمهوس السرية. توم روبنسون مدير توزيع نزفوريكس البوصلة اقرأ المزيد إغلاق بسبب تنشئة بلده الغربي لدينا رئيس جديد للمبيعات، توم، لديه ميل طبيعي للانجذاب نحو أي شيء يحتوي على عصير التفاح بعد ساعات العمل بالطبع ويمكن دائما أن يميل أي نوع من الطعام. نيك مورتيمر مدير الأعمال نزفوريكس والحلول اقرأ المزيد إغلاق من طموحاته المتواضعة في وقت مبكر من الرغبة في أن تكون حليب في جزيرة كانفي لعدة سنوات رياضية في سن المراهقة ناجحة لعب كرة القدم والكريكيت، نيك هو نموذج إسيكس صبي صنع جيدة. أليزي ثيفينيت أسوسيات، أناليتيكش اقرأ المزيد كلوز بعد انضمامها كخريج جديد، أليزي هي الآن مهندسنا المالي - وضع ماجستير في الاستثمار والتمويل لاستخدام ممتاز في صناعة الفوركس. بوني كاسيدي مشارك، العلاقات التجارية والحلول اقرأ المزيد كلوز كان بوني حولها، إذا جاز التعبير. ويل كارتر أسوسيات، أناليتيكش اقرأ المزيد إغلاق انضم إلى مجموعة ماهيفكس الفرعية المتزايدة من لاعبي لعبة الركبي، وقد تولى ويل منصبه في فريق أناليتيكش. أندرو مورغان سينيور ديفيلوبر اقرأ المزيد كلوز أندرو قادم من حيث كونه تقني "مخضرم". زولتان سزيل ديفيلوبر اقرأ المزيد كلوز أول فريق من أحدث دول العالم الغربي ينضم إلى الفريق، على الرغم من أنه يرفض للأسف استخدام لهجتنا حولنا، وهو ما يمكننا فهم ولكن مع ذلك بخيبة أمل في. كاتي أشتون محاسب إداري اقرأ المزيد إغلاق كان كاتي مؤسفا بما فيه الكفاية للعمل في أستراليا حتى أنقذنا ببراعة من جيراننا المحكومين واشترى منزلها إلى مكتب كرايستشيرش. كريستشورش مستوى المكتب 3 50 شارع فيكتوريا كرايستشيرش نيوزيلندا. اتصل بنا اليوم لمعرفة المزيد عن: منتجاتنا شروط الخصوصية الصحافة التوظيف.
من أنا - صب التيجان (ث / كلمات)
4 أفكارك أون & لدكو؛ نزفوريكس لوجين & رديقو؛
يمكن التعبير عن المشكلة كبرنامج خطي قياسي مع وظيفة الهدف.
ولذلك، فإن مؤسسات التمويل متناهي الصغر هي فرصة للتنمية المستدامة.
وكان أحد المواضيع النهائية التي دارت طوال القصة هو ما إذا كان ولاء الأسرة أو العدالة أكثر أهمية.
السمة الحيوية الأولى هي أن المعلم يجب أن يكون، من جانب الكفاءة المهنية، مرتبة في مجال المعرفة التي يرغب في نقلها للآخرين.
تسجيل الدخول إلى نزفوريكس
إرسال الأموال في الخارج بأسعار تنافسية وانخفاض أو عدم وجود رسوم على الإطلاق.
أوامر الحد.
ترشيح سعر الصرف المطلوب ودعونا مراقبة السوق بالنسبة لك.
المدفوعات العادية.
المدفوعات الخارجية العادية مع عدم نقل أو إنشاء الرسوم.
حلول الدفع العالمية.
متكاملة ومصممة حلول لعملك.
تطبيقات الجوال.
كتاب وتتبع التحويلات المالية الدولية الخاصة بك كل من كف يدك!
محول العملات.
تحويل العملات عبر الإنترنت مجانا لأكثر من 50 عملة.
بلدي لوحة فكس.
قارن ما يصل إلى خمسة أزواج من أسعار صرف العملات. الحصول على الرسوم البيانية الحرة، والأخبار والتعليق.
الأسعار التاريخية.
تحقق من الأنماط الموسمية، والرسوم البيانية على المدى الطويل، والبيانات الخام، ومتوسط أسعار الصرف الفترة وأكثر من ذلك بكثير.
أسعار العملاء.
تحقق أسعار الصرف للعملاء.
سعر الصرف الفوري.
سعر الصرف الفوري والرسوم البيانية لأزواج العملات الرئيسية.
التعليق اليومي.
الحصول يوميا، وتحليل العملة في العمق من كبار المتعاملين لدينا.
أسبوعي مراقبة السوق.
أسبوعي موجز أخبار العملة والتوقعات في الأسبوع المقبل.
التقويم الاقتصادي.
التقويم الاقتصادي في الوقت الحقيقي مع الأحداث القادمة وإصدارات البيانات التي يمكن أن تؤثر على أسواق العملات.
استراتيجيات إدارة مخاطر العملة في عام 2017.
ونحن نتطلع إلى ما تبقى من عام 2017، من المنطقي مراجعة الجدول الزمني لتحديد الأحداث الرئيسية الأخرى التي يمكن أن تسبب تقلبات كبيرة في أسواق العملات.
الفوركس الشخصية.
وسواء أكانت الهجرة أو شراء منزل عطلة أو شراء سلع من الخارج، يمكنك تحقيق وفورات كبيرة في معاملاتك.
الأعمال الفوركس.
كلما قمت بعملية الشراء أو البيع التي تنطوي على العملة الأجنبية، وتوفير المال من خلال أسعار الصرف أفضل وانخفاض (أو في كثير من الأحيان لا) الرسوم.
أساسيات الفوركس.
تعرف على أساسيات النقد الأجنبي وفهم المصطلحات الأساسية والاتصالات.
فوريكس مسرد المصطلحات.
معرفة المزيد من الناحية المالية مع هذا المسرد واسعة النطاق. من الخيار الأمريكي لمنحنى العائد، ونحن جعل المصطلحات المعقدة سهلة الفهم.
البنود الرئيسية & أمب؛ المختصرات.
المصطلحات الرئيسية والاختصارات.
كيفية الفيديو.
مشاهدة هذا الفيديو القصير ونرى كم هو سهل لإرسال الأموال في الخارج.
لماذا سوف حفظ.
توفير المال مع أسعار الصرف التنافسية ودفع منخفضة أو أي رسوم على الإطلاق. الاستفادة من الخدمة الشخصية و 24 ساعة في اليوم / 5 أيام في الأسبوع الدعم.
سلامة المال الخاص بك.
تأمين منصة على الانترنت باستخدام الحد الأدنى 2048 بت شهادات سل لتشفير حركة المرور وثوت الأمن على الانترنت والحماية.
العملات المدعومة.
تحويل الأموال في أكثر من 50 العملات، من درهم إلى زار. تحقق من قائمة العملات المدعومة للعملة التي تحتاج إليها.
توفير المال مع أوفس ودفع رسوم ثابتة منخفضة لكل معاملة أو أي رسوم على الإطلاق.
اللائحة.
يتم تسجيل نزفوريكس كمقدم خدمات مالية على سجل مقدمي الخدمات المالية.
تسليم الأموال.
دليل على كم من الوقت سوف تتخذ الأموال الخاصة بك للوصول عند استخدام نزفوريكس.
الشركة.
منذ إطلاقها في عام 2003، نزفوريكس نمت لتصبح واحدة من أكبر شركات الصرف الأجنبي على الانترنت في العالم.
نحن الأعمال المبتكرة والديناميكية التي توفر فرصا فريدة للأشخاص المناسبين.
أضف تدفق أرباح مربحا إلى موقعك على الويب أو نشاطك التجاري من خلال الشراكة معنا. يفعلون الآلاف من المواقع بالفعل.
هل تمت الإجابة عن أسئلتك في قسم الأسئلة الشائعة.
اتصل بنا.
اتصل بنا 24 ساعة في اليوم، 5 أيام في الأسبوع.
المركز الاعلامي.
تفضل بزيارة المركز الإعلامي لقراءة المقالات المنشورة والبيانات الصحفية.
الشهادات - التوصيات.
ما عملائنا أن أقول عنا.
كيف نحميك وكيفية حماية نفسك.
التنقل.
تسجيل الدخول.
هل نسيت كلمة المرور؟
للحصول على كلمة مرور مؤقتة عن طريق البريد الإلكتروني، ما عليك سوى إدخال عنوان بريدك الإلكتروني أدناه والنقر على إرسال.
يجب عليك استخدام عنوان البريد الإلكتروني الذي سجلته معنا.
إنترنت إكسبلورر 10.
أنت تستخدم إنترنيت إكسبلورر 10 وأنت تعتزم إعادة توجيهك إلى صفحة لا تدعم إنترنيت إكسبلورر 10.
ستحتاج إلى تغيير وضع التوافق في المتصفح وفقا للرابط التالي.
المتابعة إلى صفحة بطاقة السفر أغلق هذه النافذة.
تم تسجيل خروجك.
شكرا لاختيار أوفس. في المرة القادمة التي تحتاج إلى جعل سريع وآمن تحويل الأموال الدولية مع أسعار صرف كبيرة، سنكون هنا.
استكشاف أوفس.
أخبار السوق.
الحصول على أحدث الأخبار اليومية والأسبوعية السوق من خبراء تحويل الأموال لدينا.
مع أوفكس، يجري الدولية سهلة. اكتشاف كيفية جعل المال الخاص بك العمل بالنسبة لك.
طرق النقل.
من التحويلات الفورية إلى حلول إدارة المخاطر، أوفس يمكن أن تساعد.
شريك معنا.
تريد الحصول على الوصول إلى منصة عالمية وفوائد لكلا عملك والعملاء؟ تقدم نماذج الشراكة لدينا مستويات مختلفة من الخياطة لتناسب احتياجاتك، من التسمية البيضاء إلى حلول الإحالة. اكتشف نموذج الشراكة الذي يناسب نشاطك التجاري.
تحميل التطبيق لدينا.
الحصول على أسعار الصرف الحية مع شركائنا في تحويل العملات الكل في واحد، ونقل الأموال وتتبع التحويلات الخاصة بك على الذهاب مع التطبيق المحمول لدينا.
حفظ الآن مع تحويل الأموال أكثر ذكاء.
نقل سريع. خدمة فعالة. أسعار كبيرة.
يعرض محول العملات لدينا أسعار السوق وليس مؤشرا على أسعار العملاء أوفكس. ببساطة تسجيل أو تسجيل الدخول لمعدلات العملاء أوفكس.
يتم احتساب المبالغ أعلاه باستخدام سعر السوق (بين البنوك). لسوء الحظ، فإن أوفس غير قادر على تسهيل التحويلات المالية الدولية من> إلى>.
لا توجد رسوم تحويل على المعاملات التي تتجاوز 10 آلاف دولار أمريكي و 15 دولار أمريكي فقط للمعاملات أدناه. رسوم أوفس غير المدرجة في مبالغ التحويل المبينة أعلاه.
* في بعض الأحيان، قد تقتطع أطراف ثالثة رسوم من التحويل قبل دفع المستلم. قد تختلف هذه الرسوم ولا يتلقى أوفس أي جزء منه.
تسي إرساله بشكل أسرع.
تشمل بعض الوجهات لهذه العملة:
معظم البلدان يستغرق 3-5 أيام عمل *
* أوقات التسليم هي دلالة ويقاس في أيام عمل من وقت استلام الأموال الخاصة بك عن طريق أوفس.
أوفس هو نزفوريكس الجديد. نفس المدخرات، اسم جديد.
100 مليار $ المنقولة. 190 بلدا. 55 عملات.
مع 17 عاما من الخبرة النقد الأجنبي، يمكنك الاعتماد علينا للحصول على المدفوعات الدولية.
تحدث مع خبراء العملة العالمية لدينا وانتقل إلى منصة آمنة على الانترنت عندما كنت في حاجة لتحويل المال.
نحن معك جنبا إلى جنب في رحلة عملك.
جيمس يضيء الضوء على الرسوم المصرفية.
لماذا تختار أوفس؟
نحن منظمة من قبل أسيك (لجنة الأوراق المالية والاستثمارات الأسترالية) وشركتنا الأم مدرجة في بورصة الأوراق المالية الأسترالية (أسك).
فريق الدعم العالمي.
لدينا خبرة الموظفين الدعم في مكاتبنا العالمية في أستراليا، أوسا، المملكة المتحدة وكندا ونيوزيلندا وهونغ كونغ.
أسعار كبيرة.
لدينا أسعار ورسوم أفضل من البنوك، ونقلت بشكل آمن أكثر من 100 مليار دولار في جميع أنحاء العالم منذ عام 1998.
ما يقوله عملائنا.
كما رأينا في.
المكاتب العالمية.
مستوى 27، برج برايس ووترهاوس كوبرز.
85 غرايسشورش St.
49 ستيفنسون St.
100 كوينز رود،
وسط هونغ كونغ.
145 كينغ ست ويست.
تحميل التطبيق لدينا.
الحصول على أسعار الصرف الحية مع شركائنا في تحويل العملات الكل في واحد، ونقل الأموال وتتبع التحويلات الخاصة بك على الذهاب مع التطبيق المحمول لدينا.
تسجيل الدخول إلى نزفوريكس
نقل عبر الإنترنت في أي وقت 24/7. التحدث إلى تاجر معتمد 24/7.
نحن دائما سعداء للمساعدة! اتصل بنا على 1300 671 649.
يجب تمكين ملفات تعريف الارتباط في متصفحك للوصول إلى الصفحات الآمنة لموقع إنغ ديريكت إنترناشونال ترانزفرز. يمكنك تمكين ملفات تعريف الارتباط في إعدادات المتصفح.
اتفاقية العميل الفردية.
هام: تنطبق الشروط واألحكام التالية على األفراد الذين يتعاملون بشكل خاص، بصفتهم مالكا حصريا ألعمال تجارية، أو الوصي على الثقة أو كشريك في الشراكة. إذا كنت تمثل شركة، سوف تحتاج إلى الدخول في اتفاقية عميل الشركة.
يجب ألا تشير إلى موافقتك على هذه الشروط والأحكام حتى تقرأها بشكل كامل، وأنك مقتنع بأنك تفهمها ويسعدها ما يقولونه.
1.1 التعامل كفرد - تنطبق هذه البنود والشروط على العملاء الخاصين (& كوت؛ أنت & كوت؛) الذين يتعاملون مع أوزفوريكس ليميتد (عبن 65 092 375) 703 (& كوت؛ أوس & كوت؛ أو & كوت؛ نحن & كوت؛) كفرد / ثانية من خلال أي من مواقعنا.
1.2 ملكية الصناديق - يجب أن تكون مالك المال الذي تنوي نقله.
1.3 تعيين وكيل - إذا كنت ترغب في الحصول على تعليمات من شخص آخر يتصرف نيابة عنك، يجب عليك التوقيع على نموذج تعيين وكيل.
1.4 هيكل هذه الاتفاقية - هذه الاتفاقية هي اتفاقية رئيسية تنطبق على جميع المعاملات التي تدخلها لاحقا معنا. وسيتم الاتفاق على تفاصيل محددة لكل معاملة على حدة في الوقت الذي تحجز فيه تلك المعاملات؛ فإنها ستشكل اتفاقات منفصلة في حد ذاتها ولكنها ستدمج هذه الشروط والأحكام.
1.5 وثائق أخرى يجب عليك قراءتها - تقر بأنك قد زودت بنسخ من الوثائق التالية وفقا لمتطلبات قانون الشركات:
(ط) بيان الإفصاح عن المنتج (& كوت؛ بدس & كوت؛).
(2) دليل الخدمات المالية (& كوت؛ فسغ & كوت؛).
(3) اتفاقية استخدام الموقع.
(4) بيان الخصوصية.
2-1 خدمات الصرف الأجنبي - نحمل رخصة خدمات مالية أسترالية تسمح لنا بتقديم منتجات وخدمات صرف العملات الأجنبية. نحن نقدم العقود الفورية (التي سيتم تسويتها في غضون 2 أيام) والعقود الآجلة (التي سيتم تسويتها بين 2 أيام و 12 شهرا)، التفاصيل والميكانيكا منها موضحة في بدس لدينا. يجب عليك قراءة بدس قبل الدخول في هذه الاتفاقية، حتى يتسنى لك فهم بالضبط كيف تعمل خدمتنا.
2.2 لا يوجد تداول هامشي أو المضاربة - نحن لا نقدم أي شكل من أشكال الهامش أو تسهيلات المضاربة التجارية. عند الدخول في معاملة، يجب أن تقدم لنا المبلغ الكامل للأموال التي تقوم بنقلها في أو قبل تاريخ التسليم.
2.3 لم يتم تحديد سعر الصرف - لن نوافق على الدخول في أي نوع من ترتيبات المقاصة التي من شأنها أن تسمح لك أن تدفع لنا فقط مبلغ أي خسارة يمكن أن تتحقق عند تسوية الصفقة، أو أن ندفع لك أي ربح، نتيجة لتحركات أسعار الصرف.
2.4 لا المشورة المالیة - لن نأخذ في الاعتبار الظروف أو الاحتیاجات المالیة الخاصة بك عندما ندخل في صفقة معك. وبقدر ما نوفر لك أي نصيحة، فإنه لن يتعلق إلا بآليات الصفقة التي تقترح الدخول فيها أو إلى المعلومات المتاحة للجمهور. يجب عليك الحصول على المشورة المالية الخاصة بك وإجراء تقييم الخاصة بك ما إذا كانت خدمتنا مناسبة لمتطلباتك الخاصة. يجب تحديد نوع وتوقيت كل معاملة تدخلها بنفسك.
3.1 اسم المستخدم وكلمة المرور - سوف نصدر لك مع اسم المستخدم وكلمة المرور التي سوف تمكنك من تزويدنا تعليمات إما عبر الإنترنت، عن طريق الهاتف أو عن طريق البريد الإلكتروني. تقع على عاتقك مسؤولية ضمان أمان اسم المستخدم وكلمة المرور. وسوف نعتمد على أي تعليمات وردت بموجب استخدام اسم المستخدم وكلمة المرور دون التحقق من هوية المستخدم، وسوف تكون ملزمة في جميع الأوقات تلك التعليمات.
3.2 وكيل - إذا قمت بتعيين شخص آخر للتصرف نيابة عنك (& كوت؛ وكيل & كوت؛) وفقا للفقرة 1.3، سوف نعمل وفقا لجميع التعليمات الواردة من وكيلك، وسوف تكون ملزمة بهذه التعليمات، حتى تنسحب سلطتك لهذا الوكيل. يجب أن تعطينا إشعارا كتابيا مدته 48 ساعة على الأقل باعتزامك سحب سلطتك لهذا الوكيل، ويتم إلغاء السلطة فقط في نهاية فترة 48 ساعة أو في وقت لاحق كما تحدد في إشعارك.
3.3 عدم الالتزام بقبول التعلیمات أو معاملات العملیات - في حین أننا سنعمل دوما علی الالتزام بتعلیماتك في أسرع وقت ممکن، قد تکون ھناك ظروف لا یمکننا فیھا القیام بذلك. ولذلك، فإننا نحتفظ دائما بحق رفض قبول التعليمات الخاصة بك، وذلك دون إعطائك أي أسباب ودون تحمل أي مسؤولية تجاهك عن أي خسارة أو أضرار ناتجة عنك أو أي طرف آخر.
4.1 ربط المعاملات - إذا كنت ترغب في الدخول في معاملة، يمكنك القيام بذلك عن طريق إعطاء لنا تعليمات عبر الإنترنت، عن طريق الهاتف أو عن طريق البريد الإلكتروني. ستكون المعاملة ملزمة قانونيا لك عندما نتلقى التعليمات الخاصة بك وفقا لهذه الفقرة 4 أو الفقرة 5.
4.2 عملية تأكيد السيارات عبر الإنترنت - إذا دخلت في معاملة تأكيد تلقائي عبر الإنترنت، فستكون هذه المعاملة ملزمة قانونا لك فور تلقينا التعليمات الإلكترونية. سوف نقوم بتزويدك بتأكيد تفاصيل الصفقة على الشاشة عند حجز الصفقة، ولكننا لن نقدم لك أي تأكيد لاحق من أي نوع ما لم تطلب ذلك.
4.3 تأكيد الحجز عبر الإنترنت - إذا حجزت معاملة عبر الإنترنت ليست عملية تأكيد تلقائي، سنحاول الاتصال بك عبر الهاتف خلال 15 دقيقة من الحجز عبر الإنترنت لتأكيد تفاصيل المعاملة. ستكون الصفقة ملزمة قانونا لك في ختام المكالمة الهاتفية. إذا لم نتمكن من الاتصال بك عن طريق الهاتف على الرقم الذي قدمته لنا في غضون 15 دقيقة، ونحن نحتفظ بالحق في إلغاء الحجز وعدم الدخول في الصفقة.
4.4 الحجز عبر البريد الإلكتروني - يمكنك حجز معاملة عبر البريد الإلكتروني، وستكون الصفقة ملزمة لك عندما نقوم بمعالجة بريدك الإلكتروني. أنت تقر بأنه إذا اخترت حجز معاملة عبر البريد الإلكتروني، فقد لا تتم معالجتها على الفور. عندما نعالج إرشاداتك، سنرسل إليك رسالة إلكترونية بعنوان "تأكيد الصفقة". يشكل تأكيد الصفقة آلية تصحيح الأخطاء فقط؛ إذا كنت لا تتصل بنا خلال 24 ساعة من استلام تأكيد الصفقة، سيتم اعتبار تفاصيل الصفقة صحيحة.
4.5 الحجز عبر الهاتف - إذا حجزت معاملة عبر الهاتف، فستكون المعاملة ملزمة قانونا عند انتهاء المكالمة الهاتفية. سنرسل إليك رسالة إلكترونية بعنوان & كوت؛ تأكيد الصفقة & كوت ؛. يشكل تأكيد الصفقة آلية تصحيح الخطأ فقط. إذا كان هناك أي تناقض بين تأكيد الصفقة وتفاصيل الصفقة التي تم الاتفاق عليها بالفعل في المحادثة الهاتفية، يجب عليك الاتصال بنا في غضون 24 ساعة من استلام تأكيد الصفقة، وإذا لم تكن تفاصيل الصفقة في تأكيد الصفقة تعتبر صحيحة. ونحن نسجل جميع هذه المكالمات الهاتفية وفي حال وجود أي نزاع، يمكن استخدام نص المحادثة الهاتفية لدينا كدليل على شروط الاتفاق الذي تم الدخول فيه.
4.6 الإلغاء - بعد أن تصبح المعاملة ملزمة قانونا، لا يجوز لك إلغاء المعاملة في أي ظرف من الظروف. يجوز لك اتخاذ إجراء لتصحيح أي من تفاصيل المعاملة المنصوص عليها في تأكيد الصفقة إذا كان تأكيد الصفقة لا يعكس تفاصيل المعاملة التي تم الاتفاق عليها بالفعل.
4.7 أسعار خارج السوق - إذا كنا نقتبس لك معدل من الواضح أن خطأ من جانبنا (& كوت؛ خارج السوق اقتباس & كوت؛) نتيجة لخطأ فني أو بشري، فإنه ليس ملزما بالنسبة لنا. يجب عليك إعلامنا حالما يأتي الخطأ انتباهكم، ونحن سوف ريكوت معدل في أقرب وقت ممكن.
4.8 الأداء الفوري من قبلك - أنت تقر بأن أسعار الصرف يمكن أن تتقلب بسرعة، وبالتالي فإن السعر نقتبس لكم يتوقف على الأداء الفوري لالتزاماتك فيما يتعلق بتلك الصفقة. نحن نحتفظ بالحق في إعادة تقييم معدل إذا كنت لا توفر لنا المعلومات المطلوبة أو الأموال في الوقت المحدد.
5.1 تفاصيل العقود الآجلة - لا يمكن طلب العقد الآجل إلا عن طريق الهاتف، وسوف يصبح ملزما قانونيا اعتبارا من الوقت الذي يتم فيه الاتفاق شفويا على تفاصيل الصفقة بيننا في المكالمة الهاتفية. بعد المكالمة الهاتفية، سوف نرسل لك وثيقة بعنوان "تأكيد الصفقة". يشكل تأكيد الصفقة آلية تصحيح الخطأ فقط. إذا كان هناك أي تناقض بين تأكيد الصفقة وتفاصيل الصفقة التي تم الاتفاق عليها بالفعل في المحادثة الهاتفية، يجب عليك الاتصال بنا في غضون 24 ساعة من استلام تأكيد الصفقة، وإذا لم تكن تفاصيل الصفقة في تأكيد الصفقة تعتبر صحيحة. وفي حالة نشوء أي نزاع، يمكن استخدام نص المحادثة الهاتفية لدينا كدليل على شروط الاتفاق الذي تم الدخول فيه.
5.2 الدفع المسبق - أنت تقر بأننا نتحمل المخاطر التي قد تتخلف عن سداد عقدك اآلجل، وللتخفيف من مخاطر التسوية هذه، نحتفظ بالحق في طلب دفع دفعة أو أكثر من الدفعات المسبقة فيما يتعلق بجميع العقود اآلجلة. يجوز لنا أن نطلب دفعة مسبقة في الوقت الذي تحجز فيه العقد الآجل وفي أي وقت قبل تاريخ الاستحقاق. ويكون مبلغ أي مدفوعات مقدمة مطلوبة نسبة مئوية ثابتة من قيمة المعاملة. You acknowledge that the amount of any Advance Payment/s requested will be determined by us in our discretion. For further details on the method of calculating Advance Payments, please see clause 6.6 of the PDS.
5.3 Failure to Pay an Advance Payment - If we have asked you to pay an Advance Payment, you must pay the amount we have requested on the date we have nominated. If you do not do so, we reserve the right to Close Out the Forward Contract in accordance with paragraph 9.
5.4 Change to the Maturity Date - You may ask us to bring forward the Maturity Date or to extend the Maturity Date in relation to the whole or only part of your Forward Contract. You acknowledge that we may agree to such a request entirely at our discretion. If we agree, you acknowledge that the Rate will be adjusted to account for the timing of the new settlement date.
5.5 Payment of Full Amount on Settlement - You must transmit to our account the full amount required to settle the Forward Contract, less any Advance Payment already paid, together with any service fees that we [or any third party] have requested, on or before the Maturity Date.
6.1 Spot Contract Payments - You must initiate payment into our account of the full amount required to settle a Spot Contract on the day the Transaction becomes legally binding in accordance with paragraph 4. If we have not received the funds within 2 Business Days, we reserve the right to Close Out the Transaction in accordance with paragraph 9.
6.2 Forward Contract Payments - You must ensure that you pay into our account the full amount required to settle all Forward Contracts on or before the Maturity Date. If we have not received the funds by the Maturity Date (or any agreed change to the maturity date), we reserve the right to Close Out the Transaction in accordance with paragraph 9.
6.3 No Cash or Cheques - You acknowledge that we do not accept cash or cheques. You agree to make all payments to our account electronically and you acknowledge that we will transmit your funds by electronic means only.
6.4 Beneficiary Account - You must provide us with full details of your Beneficiary Account, including the full name and address of the account holder and the full name and address of the beneficiary bank, on or before the date that we nominate. If you fail to do so, we reserve the right to Close Out the Transaction in accordance with paragraph 9.
6.5 Beneficiary Account Number - We will rely solely on the account number you give us for your Beneficiary Account and will not check to ensure that the name provided by you accords with the account number you have given us.
6.6 Full Amount - All payments must be received by us in cleared funds and for the full amount being transferred, including any transaction fees that may be payable and any service fees that have been requested by us or any third party, before we will credit your Beneficiary Account. In the event that we agree to make a payment for you without having received the full amount, you acknowledge that we are not waiving our right to ask you for the full amount after the Transaction has been processed.
6.7 Funds Held by Us - You acknowledge and agree that we do not hold your funds on trust and will not put your funds into a separate bank account.
6.8 No Interest Paid - You acknowledge that we will not pay to you any interest on any funds held by us whether by way of Advance Payment or otherwise.
7.1 Your Mistake - If your funds are sent to the wrong account as the result of a mistake made by you, and we have acted in accordance with your Instructions, we will be under no obligation either to recover the funds or to resend the funds to the correct Beneficiary Account. You will need to book a new Transaction.
7.2 Our Mistake - If your funds are sent to the wrong account as the result of a mistake made by us, we will take urgent action at our own expense to recover those funds, provided that you take immediate action to assist us to recover any such funds if the mistaken beneficiary is related to you or associated with you in some way.
8.1 Legally Binding - You may enter into an Order online, by telephone or by email. Subject to your right to cancel the Order in accordance with clause 8.2, the Order will become binding as and from the time that your Instructions are received by us. After we receive your Instructions, we will send you an Order Confirmation. The Order Confirmation constitutes an error correction mechanism only; if you do not contact us immediately on receipt of the Order Confirmation, the Transaction details will be deemed to be correct.
8.2 Cancellation of Orders by Telephone Only - You may cancel an Order at any time before the Target Rate is reached by giving us notice by telephone. You may not cancel an Order after the Target Rate has been reached, whether or not we have notified you that the Target Rate has been reached. When the Target Rate is reached, you are legally bound by the Transaction.
8.3 Target Rate - The Target Rate will be deemed to have been reached only when the exchange rate nominated in your Order has been filled with our provider. This will occur when the rate you have nominated has been exceeded by an amount that includes our Margin. You may find that, in some cases, the exchange rate spikes with the result that the exchange rate you have nominated in your Order has been reached but has changed before we are able to fill the Order with our provider; for the avoidance of doubt, we will not fill your Order in those circumstances.
8.4 Payment - We will endeavour to notify you by telephone or email as soon as possible on the Business Day or on the next Business Day after the Target Rate has been reached. As soon as you receive our notification, you must take action to ensure that the funds reach our account by the Delivery Date. If we do not receive the funds in time, we reserve our right to Close Out the Transaction in accordance with paragraph 9.
9.1 Closing Out Transactions We may refuse to perform a Transaction, or we may Close Out a particular Transaction or all current Transactions that you have with us, without notice to you:
(i) if you fail to make any payment when it is due, including the payment of any Advance Payment that has been requested by us;
(ii) if you fail to provide any material information we have requested or any information you have given us is or becomes, in our opinion, materially inaccurate or misleading;
(iii) in the event of your death or loss of mental capacity;
(iv) in the event that bankruptcy proceedings are commenced against you;
(v) if the performance of our obligations under this Agreement become illegal;
(vi) if a serious dispute has arisen between us; أو.
(vii) if you breach an important term of this Agreement or of any Transaction.
9.2 Consequences of Closing Out - When we Close Out any or all of the Transactions that you have entered into, we buy back the currency that we have bought for you when you entered into the Transaction at prevailing market rates chosen by us in good faith. If the value of the currency you have asked us to exchange has strengthened, a loss will be incurred on the Transaction and you will be liable to pay us the amount of that loss, together with any expenses, premiums, commissions or other fees incurred by us.
9.3 No Payment of Profit - We will not pay you any profit arising from Closing Out a Transaction in any circumstances.
9.4 Payment of Loss - You acknowledge that the amount of any loss realised on the Closing Out of a Transaction is a debt payable by you and agree that we may immediately deduct the total amount of any loss (together with any expenses, premiums, commissions or other fees) from any funds we hold in relation to any Transaction whether in the form of an Advance Payment or otherwise. If the amount we are seeking to recover exceeds the amount of any Advance Payment or other funds held by us, you agree to pay the balance within 7 days of being notified by us of the total amount due.
9.5 Interest - You agree that we may charge you interest on any sum that remains payable to us after we Close Out any or all of your Transactions at a rate of 2% per annum over the cash rate target of the Reserve Bank of Australia (or of such monetary authority as may replace it). Interest will accrue and will be calculated daily and be compounded monthly from the date payment was due until the date full payment is made by you.
9.6 Default Notification - You must notify us immediately if you become aware of any event referred to in Clause 9.1 above.
9.7 Notice of Monies Due - If we Close Out a Transaction, we will send you a written statement explaining the amount of any sums that may be payable to us and the amount of any sums being withheld by us.
10 Anti-Money Laundering and Counter-Terrorism Financing ("AML/CTF")
10.1 AML/CTF Compliance - You undertake that you will not knowingly do anything to put us in breach of the Anti-Money Laundering and Counter-Terrorism Financing Act 2006, rules and other subordinate instruments (AML/CTF Laws). You undertake to notify us if you become aware of anything that would put us in breach of AML/CTF Laws.
10.2 Provision of Information - If requested, you undertake to provide additional information and assistance and comply with all reasonable requests to facilitate our compliance with AML/CTF Laws in Australia or an equivalent overseas jurisdiction.
10.3 No Grounds for Suspicion - You undertake that you are not aware and have no reason to suspect that:
(i) the money you are transferring is derived from or related to money laundering, terrorism financing or similar activities (Illegal Activities); و.
(ii) the money you are transferring will be used to finance, or in connection with, Illegal Activities.
10.4 Consent to Collection of Information by Us - We are subject to AML/CTF Laws. You consent to us disclosing in connection with AML/CTF Laws any of your Personal Information (as defined in the Privacy Act 1988 (Cth)) we may have.
10.5 Freezing or Blocking Transfer of Funds - In certain circumstances, we may be obliged to freeze or block an account where it is used in connection with Illegal Activities or suspected Illegal Activities. Freezing or blocking can arise as a result of the account monitoring that is required by AML/CTF Laws. If this occurs, we are not liable to you for any consequences or losses whatsoever and you agree to indemnify us if we are found liable to a third party in connection with the freezing or blocking of your account.
10.6 Right to Refuse to Provide Our Service – If you fail to provide to us upon request any information that we are required under the AML/CTF Laws to collect from you, we retain the right, at any time, to refuse, in our sole discretion, to provide our service to you.
11.1 Disputes Policy - If you have a problem with our service, you should initially bring your complaint to our attention so that we can deal with it in accordance with our internal disputes policy. Our complaints officer will attempt to resolve the dispute to your satisfaction as quickly as possible.
11.2 Financial Ombudsman Service - If the dispute cannot be resolved under our internal disputes policy, you may then formally submit the dispute to the office of the Financial Ombudsman's Service ("FOS") for determination in accordance with its rules.
11.3 Arbitration - If your dispute does not fall within the rules of the FOS, you may submit the dispute to arbitration to be determined by the Arbitrators and Mediators of Australia Expedited Commercial Arbitration Rules, and to the extent permitted under those rules, the Arbitrator will be a person recommended by the New South Wales Chapter of the Institute of Arbitrators and Mediators of Australia. You agree to accept the determination of the arbitrator.
11.4 Legal Action - Nothing in this paragraph prevents either of us from approaching a court either for an urgent injunction or to appeal the decision of an arbitrator and nothing prevents us from taking immediate legal action to recover any amounts that you may owe us as the result of Closing Out a Transaction/s under paragraph 9.
12 Limitation of Liability.
12.1 No Liability for Delays - You acknowledge that delays in the transmission and receipt of payments may occur. In particular, you acknowledge that we operate an online dealing platform that could be subject to technical, or other, problems, the nature and duration of which may be beyond our control. Our service also involves the use of intermediaries who are outside our control. Accordingly, while we do everything in our power to ensure the timely transmission of funds, we cannot guarantee that transfers of funds will always be made on time and cannot accept any liability to you for any loss suffered by you as a result of any delays in the transmission of funds.
12.2 Liability Limited - We do not in any circumstances assume liability to you in excess of the amount of money you have actually paid to us in relation to any particular Transaction. We will not be liable to you for any form of consequential damages or loss that you may suffer as a result of:
(i) delays in the transfer of your funds, or.
(ii) our refusal at any time to transfer your funds.
Without in any way limiting the effect of this paragraph or any other paragraph of this agreement, "consequential damages" shall be taken to include damages arising from:
(i) loss of business,
(ii) loss of opportunity to realise a gain as a result of foreign exchange fluctuations;
(iii) loss of any other opportunity, or.
(iii) loss of interest on funds.
For the avoidance of doubt and without limiting any other provision of this Agreement:
(a) if your funds are sent to the wrong account or otherwise fail to reach your Beneficiary Account as the result of a mistake made by us, we will credit your Beneficiary Account in the full amount of the funds you expect to receive (subject always to your obligations under clause 7.2), but that shall be the full extent of our liability to you;
(b) if we Close Out or refuse to process one or more of your Transactions for any reason, we shall refund to you any funds that we hold on your behalf by way of Advance Payment or otherwise, but that shall be the full extent of our liability to you.
13 Warranties and Indemnities.
13.1 Your Warranties - You agree that the following statements are true and accurate, and you acknowledge that we may refuse to process, or Close Out, a Transaction if we find at any stage that they are not true and accurate:
(i) you are over the age of 18;
(ii) you are the owner of the money you are seeking to transfer;
(iii) you are not acting on behalf of another person;
(iv) you will inform us if you are acting as:
(a) a sole proprietor of a business;
(b) a trustee of a trust; أو.
(c) a partner of a partnership;
(v) if you are acting as a trustee of a trust, you are properly authorised to enter into this Agreement and any Transactions in accordance with the terms of the relevant trust deed;
(vi) you have a valid commercial or personal reason for entering into each Transaction and will not enter into any Transaction for speculative purposes; و.
(vii) in making your decision to enter into a Transaction, you will not rely on any market-related information that may be provided from time to time by us on our website or by our employees or consultants.
13.2 Your Indemnity - You agree to indemnify us for any costs, expenses or fees we may incur as a result of your failure to perform your obligations under this Agreement, whether they arise under paragraph 9 or in some other way. This includes any legal costs that we may incur in order to enforce our rights or recover any amounts you owe us. You also agree to indemnify us for any fees, costs, duties and taxes charged by third parties in relation to the Transactions you enter into, including fees charged by your beneficiary bank, whether or not those fees or charges were notified to you in advance.
13.3 Our Indemnity - In accordance with clause 7.2 of this Agreement, if your funds are sent to the wrong account as the result of a mistake made by us, we will indemnify you and keep you indemnified in relation to the to recovery of those funds and will take urgent action at our own expense to recover the funds, provided that you take immediate action to assist us to recover any such funds if the mistaken beneficiary is related to you or associated with you in some way.
14.1 Collection of your Personal Information - You acknowledge that, in order to provide our service to you, we must collect your personal information. If you refuse or fail to provide any requested information, we may not be able to process any Transaction/s for you.
14.2 Contact Us - If you have any questions about the collection and use of your personal information, you may contact our Compliance Officer on +612 8667 8090 or at compliance@ozforex. au.
14.3 Access to your Personal Information - You may obtain access to most personal information we hold about you by contacting our Compliance Officer. Sometimes there may be a reason why access will not be possible. If that is the case, you will be told why.
14.4 Purpose of Collection - We collect your personal information in order to provide our products and services, satisfy our regulatory obligations under the AML/CTF legislation referred to in paragraph 10 and assess your credit worthiness.
14.5 Organisations who may receive your Information - We may provide your personal information to our intermediary bankers and to any government regulatory bodies that normally require it or may request it. كما يجوز لنا تقديم معلوماتك إلى أي شركاء أو وكلاء أو وسطاء يشكلون جزءا ضروريا من توفير منتجاتنا وخدماتنا.
14.6 International Intermediaries - You acknowledge and agree that we use international intermediaries to process Transactions on your behalf and that your personal information may be sent to those overseas intermediaries in order to complete the Transaction.
14.7 Consent to Credit Reference Reports – You acknowledge and agree that we may access any electronic databases necessary to assist us to identify you and to assess your credit worthiness. In particular, you agree that we may obtain, use and retain information about you that we have obtained from any business that provides information about the credit worthiness of individuals, including a consumer credit report from a credit reporting agency. In doing so, we may give information about you to a credit reporting agency for the purpose of obtaining a consumer credit report about you and allowing the credit reporting agency to create or maintain a credit information file containing information about you. The information will be limited to your identity particulars, including your name, sex, address (and the previous two addresses), date of birth, name of employer, and drivers license number, as well as the fact that you have made an application for credit to us.
14.8 Use of Your Information - You agree that we may use any information we collect about you for the purposes of complying with our obligations under any AML/CTF Regulations and for any other purpose directly related to the provision of our services.
14.9 Information Correct and Up to Date - You must ensure that all information you give to us is accurate and up-to-date at all times. You must tell us if any of your personal details change as soon as practicable.
14.10 Protection of Information - We collect and store all information electronically and take all reasonable steps to protect information from unauthorised access, but we cannot accept liability for unauthorised access or use of your personal information.
14.11 Retention of Information - Any information collected by us, including telephone recordings or transcripts, may be kept or destroyed in accordance with our information retention policy.
14.12 Recording Phone Conversations - You consent to the electronic recording of all telephone conversations that take place between us without an automatic warning tone or warning message being given and you agree that we may use the recordings as evidence in any dispute or anticipated dispute between us.
15.1 Notices - Where notice in writing is required under this agreement, it may be sent by fax, post or email. Proof of posting will be proof of receipt; in the case of facsimile or email on the day of dispatch, in the case of delivery by post 48 hours from the date of posting. Documents shall be sent to the last known postal address, email address or fax number you have given to us. If they change, you must notify us as soon as possible.
15.2 Modification of this Agreement - We may alter some of the terms of this agreement by posting the new terms on our website. This will not affect any rights or obligations you already have, but you will be bound by the new terms when you enter into subsequent Transactions.
15.3 Governing Law - This agreement shall be interpreted in accordance with the laws of New South Wales, Australia and you submit to the jurisdiction of the courts of New South Wales, Australia.
Advance Payment means a payment of part of the sum that is due us on the Maturity Date.
Agent Appointment Form means a form that we will give you to enable you to appoint somebody else to transact with us on your behalf.
Auto-Confirm Transaction means a Transaction that has been booked online and has been processed by us automatically with no telephone call or other communication being entered into.
Beneficiary Account means the account to which you are sending your funds.
Business Day means a day other than a Saturday, Sunday or public holiday on which banks are open for business in Sydney.
Close Out means reversing a Transaction in the circumstances set out in Clause 9 or otherwise pursuant to this Agreement.
Delivery Date means the date we have requested that you deliver your funds to our nominated account for transmission.
Forward Contract means a foreign exchange contract under which we agree to exchange money at an agreed exchange rate and at an agreed time which is between 48 hours and 12 months from the time of the contract being entered into.
Instructions means a request made by you to enter into a Transaction.
Margin means the difference between the retail exchange rate we quote to you and the whole exchange rate we obtain from our provider.
Maturity Date means, in relation to a Forward Contract, the date on which the currency exchange is to be made by the Company and includes any agreed variation to the original date, being either an earlier or a later date.
Order Confirmation means the notification we send you confirming the details of the Order you have entered into with us.
Order means an instruction pursuant to which we will enter into a Spot or Forward Transaction for you only at an exchange rate nominated by you.
Rate means the foreign currency exchange rate that we quote you for a Transaction .
Spot Contract means a foreign exchange contract under which we agree to exchange money at an agreed rate within 48 hours of the contract being entered into.
Target Rate means the rate at which an Order is triggered, being the exchange rate nominated by you in your Order plus our Margin and shall be contingent on our ability to fill the Order with our own provider.
Transaction means a Spot Contract, a Forward Contract or an Order, and shall be taken to refer to a series of transactions pursuant to standing instructions given by you.
Websites means any websites owned by us including but not limited to:
CORPORATE CLIENT AGREEMENT.
1.1 Capacity - These terms and conditions apply to registered companies, registered associations, registered co-operatives or statutory bodies ("the Client" or "you") who are dealing with OzForex Pty Limited ABN 65 092 375 703 ("OzForex", "us" or "we") through any of our Websites.
1.2 Structure of this Agreement - This Agreement is a master agreement that applies to all Transactions that you subsequently enter into with us. The specific transactional details of each Transaction, including the currencies to be exchanged and the amount of the transaction, will be agreed separately when you book the Transactions; they will constitute separate agreements in their own right, but will incorporate these terms and conditions.
1.3 Other Documents - You acknowledge that you have been provided with copies of the following documents in accordance with, to the extent applicable, the requirements of the Corporations Act:
(i) Our Product Disclosure Statement ("PDS").
(ii) Our Financial Services Guide ("FSG").
(iii) Our Website Use Agreement.
(iv) Our Privacy Statement.
2.1 Foreign Exchange Services - We hold an Australian Financial Services Licence authorising us to provide foreign exchange products and services. We offer Spot Contracts, Forward Contracts and Options, the details and mechanics of which are explained in our PDS. You should read our PDS before signing this agreement so that you understand exactly how our service operates.
2.2 No Margin or Speculative Trading - We do not offer any form of margin or speculative trading facilities. When you enter into a Transaction, you must deliver to us the full amount of the funds you are transferring on or before the Delivery Date.
2.3 No Exchange Rate Set-Off - We will not agree to enter into any kind of set-off arrangement that would allow you to pay us only the amount of any loss, or for us to pay you any profit, that might be realised as the result of exchange rate movements on settlement of the Transaction.
2.4 No Financial Advice - We will not take into account your specific financial circumstances or needs when we enter into a Transaction with you. To the extent that we provide you with any advice, it will relate only to the mechanics of the transaction you are proposing to enter into or to publicly available information. You must obtain your own financial advice and make your own assessment as to whether our service is appropriate for your particular requirements. You must select the type and timing of each Transaction you enter into yourself.
2.5 Ownership of Funds - You may not enter into Transactions on behalf of third parties. You must be the owner of any funds that are the subject of a Transaction.
3.1 Authorised Signatories - You must appoint one or more Authorised Signatories (even if you have a sole director who has already signed the Agreement in the capacity of a director). An Authorised Signatory may have unlimited authority to give us Instructions on your behalf or you may specify the stages of a Transaction they are authorised to undertake. We will rely on Instructions received by the individual/s appointed by you as Authorised Signatories in this agreement until such time as you revoke or vary that authority by giving us 48 hours notice in writing. If you wish to change the Authorised Signatories, you may do so by completing a Change of Authorised Signatory Form or otherwise notifying us in writing.
3.2 Username and Password - We will issue each of your Authorised Signatories with a Username and Password in order that they may provide us with Instructions online, by telephone or by email, subject always to any limits on authorisation that you may have set in this agreement. We will accept any Instructions received pursuant to the use of the Username and Password without checking the identity of the user or their level of authorisation and you will at all times be bound by those Instructions.
4.1 Transaction Binding - If you wish to enter into a Transaction, you may do so by giving us Instructions online, by telephone or by email. The Transaction will be legally binding on you when we receive your Instructions in accordance with this paragraph 4 or paragraph 5.
4.2 Online Auto Confirm Transaction - If you enter into an Auto-Confirm Transaction online, the Transaction will be legally binding on you as soon as we receive your electronic Instructions. We will provide you with confirmation of the Transaction Details on the screen at the time you book the Transaction, but we will not provide you with any subsequent confirmation of any kind, unless you request it.
4.3 Online Booking Confirmation - If you book a Transaction online that is not an Auto-Confirm Transaction, we will attempt to contact you by telephone within 15 minutes of your online booking to confirm the Transaction details. The Transaction will be legally binding on you at the conclusion of the telephone call. If we cannot contact you by telephone on the number you have given to us within 15 minutes of your booking, we reserve the right to cancel the booking and not enter into the Transaction.
4.4 Email Booking - It you book a Transaction by email, the Transaction will be binding on you when we process your email. You acknowledge that, if you choose to book a Transaction by email, it may not be processed immediately. When we process your Instructions, we will send you an email headed "Deal Confirmation". The Deal Confirmation constitutes an error correction mechanism only. If there is any discrepancy between the Deal Confirmation and the details of the Transaction set out in your email, you must contact us within 24 hours of receipt of the Deal Confirmation, failing which the Transaction details in the Deal Confirmation will be deemed to be correct.
4.5 Telephone Booking - If you book a Transaction by telephone, the Transaction will be legally binding at the conclusion of the telephone call. We will send you an email headed "Deal Confirmation". The Deal Confirmation constitutes an error correction mechanism only. If there is any discrepancy between the Deal Confirmation and the details of the Transaction that have already been agreed in the telephone conversation, you must contact us within 24 hours of receipt of the Deal Confirmation, failing which the Transaction details in the Deal Confirmation will be deemed to be correct. In the event of any dispute, the recording or transcript of our telephone conversation may be used as evidence as to the terms of the agreement that was entered into.
4.6 Cancellation - Once a Transaction has become legally binding, you may not cancel the Transaction in any circumstances. You may only take action to correct any of the Transaction details set out in the Deal Confirmation if the Deal Confirmation does not reflect the transaction details that have already been agreed.
4.7 Out-of-Market Quotes - If we quote you a Rate that is clearly a mistake on our part ("Out-of-Market Quote") as the result of a technical or human error, it is not binding on us. You must notify us as soon as the mistake comes to your attention and we will requote the Rate as soon as possible.
4.8 Prompt Performance by You - You acknowledge that exchange rates can fluctuate rapidly, so the Rate we quote you for a particular Transaction is contingent on the prompt performance of your obligations. We reserve the right to requote the Rate if you do not provide us with requested information or funds on time.
5.1 Forward Contract Details - A Forward Contract can only be booked by telephone and will become legally binding as and from the time that the Transaction details are orally agreed between us in the telephone call. After the telephone call, we will send you a Deal Confirmation. The Deal Confirmation constitutes an error correction mechanism only; if you do not contact us within 24 hours of receipt of the Deal Confirmation, the Transaction details will be deemed to be correct. If you do not receive the Deal Confirmation, the Transaction is still legally binding and will be evidenced by the transcript of the telephone conversation in which it was booked.
5.2 Advance Payment - You acknowledge that we bear the risk that you might default on settlement of your Forward Contract and, to mitigate this settlement risk, we reserve the right to request that you make one or more Advance Payments in relation to all Forward Contracts. We may request an Advance Payment both at the time you book the Forward Contract and at any time prior to the Maturity Date. You acknowledge that the amount of any Advance Payments requested will be determined by us in our discretion and that we may request an Advance Payment even if we have entered into a credit limit arrangement with you.
5.3 Failure to Pay a Advance Payment - If we have asked you to make an Advance Payment, you must pay the amount we have requested on the date we have nominated. If you do not do so, we reserve the right to Close Out the Forward Contract in accordance with paragraph 9.
5.4 Change to the Maturity Date - You may ask us to bring forward the Maturity Date ("pre-delivery") or to extend the Maturity Date ("roll over") in relation to the whole or only part of your Forward Contract. You acknowledge that we may agree to such a request entirely at our discretion. If we agree, you acknowledge that the Rate will be adjusted to account for the timing of the new Delivery Date.
5.5 Settlement - You must transmit to our nominated account the full amount of the funds that are the subject of the Forward Contract, less any Advance Payment already paid, together with any service fees that we or any third party have requested, on or before the Maturity Date.
6.1 Spot Contract Payments - You must initiate payment into our nominated account of the full amount required to settle a Spot Contract on the day the Transaction becomes legally binding in accordance with paragraph 4. If we have not received the funds within 2 business days, we reserve the right to Close Out the Transaction in accordance with paragraph 9.
6.2 Forward Contract Payments - You must ensure that you pay into our account the full amount required to settle all Forward Contracts on or before the Maturity Date. If we have not received the funds by the Maturity Date (or any agreed change to the Maturity Date), we reserve the right to Close Out the Transaction in accordance with paragraph 9.
6.3 No Cash or Cheques - You acknowledge that we do not accept cash or cheques. You agree to make all payments to our account electronically and you acknowledge that we will transmit your funds by electronic means only.
6.4 Beneficiary Account - You must provide us with full details of your Beneficiary Account, including the full name and address of the account holder and the full name and address of the beneficiary bank, on or before the date that we nominate. If you fail to do so, we reserve the right to Close Out the Transaction in accordance with paragraph 9.
6.5 Beneficiary Account Number - We will rely solely on the account number you give us for your Beneficiary Account and will not check to ensure that the name provided by you accords with the account number you have given us.
6.6 Full Amount - All payments must be received by us in cleared funds and for the full amount being transferred, including any transaction fees that may be payable and any service fees that have been requested by us or any third party, before we will credit your Beneficiary Account. In the event that we agree to make a payment for you without having received the full amount, you acknowledge that we are not waiving our right to ask you for the full amount after the Transaction has been processed.
6.7 Funds Held by Us - You acknowledge and agree that we do not hold your funds on trust and will not put your funds into a separate bank account.
6.8 No Interest Paid - You acknowledge that we will not pay to you any interest on any funds held by us whether by way of Advance Payment or otherwise.
7.1 Option Agreement - Options may be entered into only by telephone. The Option Agreement will become legally binding as and from the time that the Option Transaction details are orally agreed between us in the telephone call. After the telephone call, we will send you an Option Agreement Confirmation. The Option Agreement Confirmation constitutes an error correction mechanism only; if you do not contact us within 24 hours of receipt of the Option Agreement Confirmation, the details of the Option Agreement will be deemed to be correct. If you do not receive the Option Agreement Confirmation, the Transaction is still legally binding and will be evidenced by the transcript of the telephone conversation in which it was booked.
7.2 Payment of Premium - The Premium agreed to in the Option Agreement must be paid within 2 Business Days of the Option being entered into in accordance with clause 7.1.
7.3 Non Payment of Premium - In the event that you fail to pay the Premium in accordance with clause 7.2, we reserve the right to terminate the Option Agreement upon 24 hours oral or written notice. In the event that we do terminate the Option Agreement, the Premium remains payable by you as a debt.
7.4 Premium Non-Refundable - You acknowledge and agree that the Premium is a separate, non-refundable fee. It does not relate to the underlying foreign exchange transaction that will be entered into if the Option is Exercised and will not be applied in reduction of the settlement sum payable under any such foreign exchange transaction.
7.5 Exercise of Option - Should you decide to exercise the Option, you must notify us of your election to do so either orally by telephone or in writing by email not later than midday (12.00pm) on the Expiry Date.
7.6 Consequences of Exercising the Option - You acknowledge that, upon exercise of the Option, you will automatically have entered into the Spot Contract detailed in the Option Agreement Confirmation and will be bound by the terms and conditions of this Agreement that apply to such Spot Contract. In particular, you must immediately provide us with details of your Beneficiary Account and deliver to us in full the funds you are transferring within 48 hours of Exercising the Option.
7.7 Expiry - In the event that no notification is received by OzForex by midday (12.00pm) on the Expiry Date, the Option will expire at that time.
8.1 Legally Binding - You may enter into an Order online, by telephone or by email. Subject to your right to cancel the Order in accordance with clause 8.2, the Order will become binding as and from the time that your Instructions are received by us. After we receive your Instructions, we will send you an Order Confirmation. The Order Confirmation constitutes an error correction mechanism only; if you do not contact us immediately on receipt of the Order Confirmation, the Transaction details will be deemed to be correct.
8.2 Cancellation of Orders by Telephone Only - You may cancel an Order at any time before the Target Rate is reached by giving us notice by telephone. You may not cancel an Order after the Target Rate has been reached, whether or not we have notified you that the Target Rate has been reached. When the Target Rate is reached, you are legally bound by the Transaction.
8.3 Target Rate - The Target Rate will be deemed to have been reached only when the exchange rate nominated in your Order has been filled with our provider. This will occur when the rate you have nominated has been exceeded by an amount that includes our Margin. You may find that, in some cases, the exchange rate spikes with the result that the exchange rate you have nominated in your Order has been reached but has changed before we are able to fill the Order with our provider; for the avoidance of doubt, we will not fill your Order in those circumstances.
8.4 Payment - We will endeavour to notify you by telephone or email as soon as possible on the Business Day or on the next Business Day after the Target Rate has been reached. As soon as you receive our notification, you must take action to ensure that the funds reach our account by the Delivery Date. If we do not receive the funds in time, we reserve our right to Close Out the Transaction in accordance with paragraph 9.
9.1 Closing Out Transactions We may refuse to perform a Transaction or to Close Out a particular Transaction and all current Transactions that you have with us, without notice to you:
(i) if you fail to make any payment when it is due, including the payment of any Advance Payment that has been requested by us;
(ii) if you fail to provide any material information we have requested;
(iii) any information you have provided to us or any warranty you have given to us is or becomes, in our opinion, materially inaccurate, incorrect or misleading;
(iv) on the occurrence of an Insolvency Event;
(v) if the performance of our obligations under this Agreement become illegal;
(vi) if a serious dispute has arisen between us; أو.
(vii) if you breach a material term of this Agreement or of any Transaction.
9.2 Consequences of Closing Out - When we Close Out any or all of the Transactions that you have entered into, we buy back the currency that we have bought for you when you entered into the Transaction at prevailing market rates chosen by us in good faith. If the value of the currency you have asked us to exchange has strengthened, a loss will be incurred on the Transaction and you will be liable to pay us the amount of that loss, together with any expenses, premiums, commissions or other fees incurred by us.
9.3 No Payment of Profit - We will not pay you any profit arising from Closing Out a Transaction in any circumstances.
9.4 Payment of Loss - You acknowledge that the amount of any loss realised on the Closing Out of a Transaction is a debt payable by you and agree that we may immediately deduct the total amount of any loss (together with any expenses, premiums, commissions or other fees) from any funds we hold in relation to any Transaction whether in the form of an Advance Payment or otherwise. If the amount we are seeking to recover exceeds the amount of any Advance Payment or other funds held by us, you agree to pay the balance within 7 days of being notified by us of the total amount due.
9.5 Interest - You agree that we may charge you interest on any sum that remains payable to us after we Close Out any or all of your Transactions at a rate of 2% per annum over the base rate of the Reserve Bank of Australia (or of such monetary authority as may replace it). Interest will accrue and will be calculated daily and be compounded monthly from the date payment was due until the date full payment is made by you.
9.6 Default Notification - You must notify us immediately if you become aware of any event referred to in Clause 9.1 above.
9.7 Notice of Monies Due - If we Close Out a Transaction, we will send you a written statement explaining the amount of any sums that may be payable to us and the amount of any sums being withheld by us.
10 Anti-Money Laundering and Counter-Terrorism Financing ("AML/CTF")
10.1 AML/CTF Compliance - You undertake that you will not knowingly do anything to put us in breach of the Anti-Money Laundering and Counter-Terrorism Financing Act 2006, rules and other subordinate instruments (AML/CTF Laws). You undertake to notify us if you become aware of anything that would put us in breach of AML/CTF Laws.
10.2 Provision of Information - If requested, you undertake to provide additional information and assistance and comply with all reasonable requests to facilitate our compliance with AML/CTF Laws in Australia or an equivalent overseas jurisdiction.
10.3 No Grounds for Suspicion - You undertake that you are not aware and have no reason to suspect that:
(i) the money you are transferring is derived from or related to money laundering, terrorism financing or similar activities (Illegal Activities); و.
(ii) the money you are transferring will be used to finance, or in connection with, Illegal Activities.
10.4 Consent to Collection of Information by Us - We are subject to AML/CTF Laws. You consent to us disclosing in connection with AML/CTF Laws any of your Personal Information (as defined in the Privacy Act 1988 (Cth)) we may have.
10.5 Freezing or Blocking Transfer of Funds - In certain circumstances, we may be obliged to freeze or block an account where it is used in connection with Illegal Activities or suspected Illegal Activities. Freezing or blocking can arise as a result of the account monitoring that is required by AML/CTF Laws. If this occurs, we are not liable to you for any consequences or losses whatsoever and you agree to indemnify us if we are found liable to a third party in connection with the freezing or blocking of your account.
10.6 Right to Refuse to Provide Our Service - If You fail to provide Us with any information that we are required to collect under the AML/CTF Laws, we retain the right, at any time, to refuse, in our sole discretion, to provide the service.
11.1 Disputes Policy - If you have a problem with our service, you should initially bring your complaint to our attention so that we can deal with it in accordance with our internal disputes policy. Our complaints officer will attempt to resolve the dispute to your satisfaction as quickly as possible.
11.2 Financial Ombudsman Service - If the dispute cannot be resolved under our internal disputes policy, you may then, if you are a Retail Client, formally submit the dispute to the office of the Financial Ombudsman's Service ("FOS") for determination in accordance with its rules.
11.3 Arbitration - If your dispute does not fall within the rules of the FOS, you may submit the dispute to arbitration to be determined by the Arbitrators and Mediators of Australia Expedited Commercial Arbitration Rules, and to the extent permitted under those rules, the Arbitrator will be a person recommended by the New South Wales Chapter of the Institute of Arbitrators and Mediators of Australia. You agree to accept the determination of the arbitrator.
11.4 Legal Action - Nothing in this paragraph prevents either of us from approaching a court either for an urgent injunction or to appeal the decision of an arbitrator and nothing prevents us from taking immediate legal action to recover any amounts that you may owe us as the result of Closing Out a Transaction/s under paragraph 9.
12 Limitation of Liability.
12.1 No Liability for Delays - You acknowledge that delays in the transmission and receipt of payments may occur. In particular, you acknowledge that we operate an online dealing platform that could be subject to technical, or other, problems, the nature and duration of which may be beyond our control. Our service also involves the use of intermediaries who are outside our control. Accordingly, while we do everything in our power to ensure the timely transmission of funds, we cannot guarantee that transfers of funds will always be made on time and cannot accept any liability to you for any loss suffered by you as a result of any delays in the transmission of funds.
12.2 Liability Limited - We do not in any circumstances assume liability to you in excess of the amount of money you have actually paid to us in relation to any particular Transaction. We will not be liable to you for any form of consequential damages or loss that you may suffer as a result of:
(i) delays in the transfer of your funds, or.
(ii) our refusal at any time to transfer your funds.
Without in any way limiting the effect of this paragraph or any other paragraph of this agreement, "consequential damages" shall be taken to include damages arising from:
(i) loss of business,
(ii) loss of opportunity to realise a gain as a result of foreign exchange fluctuations;
(iii) loss of any other opportunity, or.
(iii) loss of interest on funds.
For the avoidance of doubt and without limiting any other provision of this Agreement:
(a) if your funds are sent to the wrong account or otherwise fail to reach your Beneficiary Account as the result of a mistake made by us, we will credit your Beneficiary Account in the full amount of the funds you expect to receive (subject always to your obligations under clause 7.2), but that shall be the full extent of our liability to you;
(b) if we Close Out or refuse to process one or more of your Transactions for any reason, we shall refund to you any funds that we hold on your behalf by way of Advance Payment or otherwise, but that shall be the full extent of our liability to you.
13 Warranties and Indemnities.
13.1 Your Warranties - You agree that the following statements are true and accurate, and you acknowledge that we may refuse to process, or Close Out, a Transaction if we find at any stage that they are not true and accurate:
(i) you are incorporated and/or registered and have full authority to enter into this Agreement and any Transaction/s;
(ii) you are the owner of the money being transferred;
(iii) you will inform us if you are acting as:
(a) a corporate trustee of a trust; أو.
(b) a corporate partner of a partnership;
(iv) if you are acting as a corporate trustee of a trust, you are properly authorised to enter into this Agreement and any Transactions in accordance with the terms of the relevant trust deed;
(v) you have a valid commercial reason for entering into each Transaction and will not enter into any Transaction for speculative purposes; و.
(vi) in making a decision to enter into a Transaction, you will not rely on any market-related information that may be provided from time to time by us on our website or by our employees or consultants.
13.2 Your Indemnity - You agree to indemnify us for any costs, expenses or fees we may incur as a result of your failure to perform your obligations under this Agreement, whether they arise under paragraph 9 or in some other way. This includes any legal costs, on a solicitor and own client basis, that we may incur in order to enforce our rights or recover any amounts you owe us. You also agree to indemnify us for any fees, costs, duties and taxes charged by third parties in relation to the Transactions you enter into, including fees charged by your beneficiary bank, whether or not those fees or charges were notified to you in advance.
In this paragraph 14, "you" means any Authorised Representative.
14.1 Personal Information of Authorised Representatives - You acknowledge that, in order to provide our service to the Client, we must collect your personal information. The Client warrants that it has given you a copy of this paragraph 14. If you refuse or fail to provide any requested information, we may not be able to process any Transaction/s for the Client.
14.2 Contact Us - If you have any questions about the collection and use of your personal information, you may contact our Compliance Officer on +612 8667 8090 or at compliance@ozforex. au.
14.3 Access to your Personal Information - You may obtain access to most personal information we hold about you by contacting our Compliance Officer. Sometimes there may be a reason why access will not be possible. If that is the case, you will be told why.
14.4 Purpose of Collection - We collect your personal information in order to provide our products and services to the Client and to satisfy our regulatory obligations under the AML/CTF legislation referred to in paragraph 10.
14.5 Organisations who may receive your Information - We may provide your personal information to our intermediary bankers and to any government regulatory bodies that normally require it or may request it. كما يجوز لنا تقديم معلوماتك إلى أي شركاء أو وكلاء أو وسطاء يشكلون جزءا ضروريا من توفير منتجاتنا وخدماتنا.
14.6 Information Correct and Up to Date - You must ensure that all information you give to us is accurate and up-to-date at all times. You must tell us if any details change as soon as practicable.
14.7 Protection of Information - We collect and store all information electronically and take all reasonable steps to protect information from unauthorised access, but we cannot accept liability for unauthorised access or use of information.
14.8 Retention of Information - Any information collected by us, including telephone recordings or transcripts, may be kept or destroyed in accordance with our information retention policy.
14.9 Recording Phone Conversations - You consent to the electronic recording of all telephone conversations that take place between us without an automatic warning tone or warning message being given and you agree that we may use the recordings as evidence in any dispute or anticipated dispute between us.
14.10 Electronic Databases - You acknowledge and agree that we may access any electronic databases necessary to assist us to identify you and to assess your credit worthiness.
15.1 Your Mistake - If your funds are sent to the wrong account as the result of a mistake made by you, and we have acted in accordance with your Instructions, we will be under no obligation either to recover the funds or to resend the funds to the correct Beneficiary Account. You will need to book a new Transaction.
15.2 Our Mistake - If your funds are sent to the wrong account as the result of a mistake made by us, we will take urgent action at our own expense to recover those funds, provided that you take immediate action to assist us to recover any such funds if the mistaken beneficiary is related to you or associated with you in some way.
16.1 Notices - Where notice in writing is required under this agreement, it may be sent by fax, post or email. Proof of posting will be proof of receipt; in the case of facsimile or email on the day of dispatch, in the case of delivery by post 48 hours from the date of posting. Documents shall be sent to the last known postal address, email address or fax number you have given to us. If they change, you must notify us as soon as possible.
16.2 Modification of this Agreement - We may alter some of the terms of this agreement by posting the new terms on our website. This will not affect any rights or obligations you already have, but you will be bound by the new terms when you enter into subsequent Transactions.
16.3 Governing Law - This agreement shall be interpreted in accordance with the laws of New South Wales, Australia and you submit to the jurisdiction of the courts of New South Wales, Australia.
Advance Payment means a payment of part of the sum that is due us on the Maturity Date.
Authorise means authorise the stage of a Transaction when we transmit your funds from our account to your to your nominated beneficiary account.
Authorised Representative means an individual who is a director or officer authorised to execute this Agreement or an Authorised Signatory.
Authorised Signatory means an individual appointed and authorised by you to provide Instructions to us on your behalf.
Auto-Confirm Transaction means a Transaction that has been booked online and has been processed by us automatically with no telephone call or other communication being entered into.
Beneficiary Account means the account to which you are sending your funds.
Booking means booking a Transaction by providing us with all of the relevant Transaction details.
Business Day means a day on which we are open for business which shall not include Saturday and Sunday, New Year’s Day, Christmas Day, Boxing Day, but will include Good Friday and Easter Monday.
Close Out means reversing a Transaction in the circumstances set out in Clause 9 or otherwise pursuant to this Agreement.
Deal Confirmation means a written communication, however described, provided by us confirming the details of any Transaction that you have booked by telephone, email or online, which shall be an error correction mechanism only.
Delivery Date means the date on which we have requested that you deliver your funds to our account for transmission.
Exercise means exercise or take up an Option.
Expiry Date means the date on which an Option must be Exercised, failing which it will expire.
Forward Contract means a foreign exchange contract under which we agree to exchange money at an agreed exchange rate and at an agreed time which is between 48 hours and 12 months from the time of the contract being entered into.
(a) a meeting has been convened, resolution proposed, petition presented or order made for the winding up of the company;
(b) a receiver, receiver and manager, provisional liquidator, liquidator or other officer of the court has been appointed in relation to the company or all or any asset the company;
(c) a mortgagee or chargee has taken, attempted or indicated an intention to exercise its rights under any security under which the company is the mortgagor or chargor;
(d) the company has become insolvent within the meaning of section 95A of the Corporations Act 2001 (Cth);
(e) the company has stopped paying its debts as and when they fall due; أو.
(f) the company is subject to voluntary administration under Part 5.3A of the Corporations Act 2001 (Cth).
Instructions means a request made by you to enter into a Transaction and shall be taken to include any information, communications or documents incidental to or relating to a Transaction whether we process the Transaction or not.
Margin means the difference between the retail exchange rate we quote to you and the whole exchange rate we obtain from our provider.
Maturity Date means, in relation to a Forward Contract, the date on which the currency exchange is to be made by us and includes any agreed variation to the original date, being either an earlier or a later date.
Option or Option Agreement means an agreement pursuant to which you have the right but not the obligation to enter into a specified foreign currency transaction on the Expiry Date.
Option Agreement Confirmation means the written notification that we send you after you enter into an Option Agreement confirming the details of the agreement we have reached by telephone.
Order Confirmation means the notification we send you confirming the details of the Order you have entered into with us.
Order means an instruction pursuant to which we will enter into a Spot or Forward Transaction for you only at an exchange rate nominated by you.
OzForex means OzForex Pty Ltd (ACN: 092 375 703) whose principal trading address is Level 9, 10 Bridge Street, Sydney, NSW, 2000, Australia.
Payment means payment by you to us of funds for transmission.
Premium means the fee non-refundable fee payable under the Option Agreement.
Rate means the foreign currency exchange rate that we quote you for a Transaction .
Retail Client has the meaning given in s761G of the Corporations Act 2001 (Cth) .
Spot Contract means a foreign exchange contract under which we agree to exchange money at an agreed rate within 48 hours of the contract being entered into.
Target Rate means the rate at which an Order is triggered, being the exchange rate nominated by you in your Order plus our Margin and shall be contingent on our ability to fill the Order with our own provider.
Transaction means a Spot Contract, a Forward Contract or an Order, and shall be taken to refer to a series of transactions pursuant to standing instructions given by you.
View Deals means viewing all pending and completed transactions on our website.
Websites means any websites owned by us including but not limited to:
إنترنت إكسبلورر 10.
أنت تستخدم إنترنيت إكسبلورر 10 وأنت تعتزم إعادة توجيهك إلى صفحة لا تدعم إنترنيت إكسبلورر 10.
ستحتاج إلى تغيير وضع التوافق في المتصفح وفقا للرابط التالي.
المتابعة إلى صفحة بطاقة السفر أغلق هذه النافذة.
يتم توفير خدمة التحويلات الدولية المباشرة من إنغ (& كوت؛ إيت & كوت؛) من قبل أوزفوريكس ليميتد، عبن 65 092-375-703، (التداول باسم & كوت؛ أوفكس & كوت؛) ترخيص الخدمات المالية الأسترالية رقم 226484. أي مرجع في هذه الصفحة إلى & كوت؛ إنغ ديريكت إنترناشونال ترانزفرز & كوت ؛، & كوت؛ وي & كوت ؛، & كوت؛ أوس & كوت ؛، أور & كوت؛ أور & كوت؛ هو إشارة إلى أوفس.
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يجب تمكين ملفات تعريف الارتباط في متصفحك للوصول إلى الصفحات الآمنة لموقع إنغ ديريكت إنترناشونال ترانزفرز. يمكنك تمكين ملفات تعريف الارتباط في إعدادات المتصفح.
اتفاقية العميل الفردية.
هام: تنطبق الشروط واألحكام التالية على األفراد الذين يتعاملون بشكل خاص، بصفتهم مالكا حصريا ألعمال تجارية، أو الوصي على الثقة أو كشريك في الشراكة. إذا كنت تمثل شركة، سوف تحتاج إلى الدخول في اتفاقية عميل الشركة.
يجب ألا تشير إلى موافقتك على هذه الشروط والأحكام حتى تقرأها بشكل كامل، وأنك مقتنع بأنك تفهمها ويسعدها ما يقولونه.
1.1 التعامل كفرد - تنطبق هذه البنود والشروط على العملاء الخاصين (& كوت؛ أنت & كوت؛) الذين يتعاملون مع أوزفوريكس ليميتد (عبن 65 092 375) 703 (& كوت؛ أوس & كوت؛ أو & كوت؛ نحن & كوت؛) كفرد / ثانية من خلال أي من مواقعنا.
1.2 ملكية الصناديق - يجب أن تكون مالك المال الذي تنوي نقله.
1.3 تعيين وكيل - إذا كنت ترغب في الحصول على تعليمات من شخص آخر يتصرف نيابة عنك، يجب عليك التوقيع على نموذج تعيين وكيل.
1.4 هيكل هذه الاتفاقية - هذه الاتفاقية هي اتفاقية رئيسية تنطبق على جميع المعاملات التي تدخلها لاحقا معنا. وسيتم الاتفاق على تفاصيل محددة لكل معاملة على حدة في الوقت الذي تحجز فيه تلك المعاملات؛ فإنها ستشكل اتفاقات منفصلة في حد ذاتها ولكنها ستدمج هذه الشروط والأحكام.
1.5 وثائق أخرى يجب عليك قراءتها - تقر بأنك قد زودت بنسخ من الوثائق التالية وفقا لمتطلبات قانون الشركات:
(ط) بيان الإفصاح عن المنتج (& كوت؛ بدس & كوت؛).
(2) دليل الخدمات المالية (& كوت؛ فسغ & كوت؛).
(3) اتفاقية استخدام الموقع.
(4) بيان الخصوصية.
2-1 خدمات الصرف الأجنبي - نحمل رخصة خدمات مالية أسترالية تسمح لنا بتقديم منتجات وخدمات صرف العملات الأجنبية. نحن نقدم العقود الفورية (التي سيتم تسويتها في غضون 2 أيام) والعقود الآجلة (التي سيتم تسويتها بين 2 أيام و 12 شهرا)، التفاصيل والميكانيكا منها موضحة في بدس لدينا. يجب عليك قراءة بدس قبل الدخول في هذه الاتفاقية، حتى يتسنى لك فهم بالضبط كيف تعمل خدمتنا.
2.2 لا يوجد تداول هامشي أو المضاربة - نحن لا نقدم أي شكل من أشكال الهامش أو تسهيلات المضاربة التجارية. عند الدخول في معاملة، يجب أن تقدم لنا المبلغ الكامل للأموال التي تقوم بنقلها في أو قبل تاريخ التسليم.
2.3 لم يتم تحديد سعر الصرف - لن نوافق على الدخول في أي نوع من ترتيبات المقاصة التي من شأنها أن تسمح لك أن تدفع لنا فقط مبلغ أي خسارة يمكن أن تتحقق عند تسوية الصفقة، أو أن ندفع لك أي ربح، نتيجة لتحركات أسعار الصرف.
2.4 لا المشورة المالیة - لن نأخذ في الاعتبار الظروف أو الاحتیاجات المالیة الخاصة بك عندما ندخل في صفقة معك. وبقدر ما نوفر لك أي نصيحة، فإنه لن يتعلق إلا بآليات الصفقة التي تقترح الدخول فيها أو إلى المعلومات المتاحة للجمهور. يجب عليك الحصول على المشورة المالية الخاصة بك وإجراء تقييم الخاصة بك ما إذا كانت خدمتنا مناسبة لمتطلباتك الخاصة. يجب تحديد نوع وتوقيت كل معاملة تدخلها بنفسك.
3.1 اسم المستخدم وكلمة المرور - سوف نصدر لك مع اسم المستخدم وكلمة المرور التي سوف تمكنك من تزويدنا تعليمات إما عبر الإنترنت، عن طريق الهاتف أو عن طريق البريد الإلكتروني. تقع على عاتقك مسؤولية ضمان أمان اسم المستخدم وكلمة المرور. وسوف نعتمد على أي تعليمات وردت بموجب استخدام اسم المستخدم وكلمة المرور دون التحقق من هوية المستخدم، وسوف تكون ملزمة في جميع الأوقات تلك التعليمات.
3.2 وكيل - إذا قمت بتعيين شخص آخر للتصرف نيابة عنك (& كوت؛ وكيل & كوت؛) وفقا للفقرة 1.3، سوف نعمل وفقا لجميع التعليمات الواردة من وكيلك، وسوف تكون ملزمة بهذه التعليمات، حتى تنسحب سلطتك لهذا الوكيل. يجب أن تعطينا إشعارا كتابيا مدته 48 ساعة على الأقل باعتزامك سحب سلطتك لهذا الوكيل، ويتم إلغاء السلطة فقط في نهاية فترة 48 ساعة أو في وقت لاحق كما تحدد في إشعارك.
3.3 عدم الالتزام بقبول التعلیمات أو معاملات العملیات - في حین أننا سنعمل دوما علی الالتزام بتعلیماتك في أسرع وقت ممکن، قد تکون ھناك ظروف لا یمکننا فیھا القیام بذلك. ولذلك، فإننا نحتفظ دائما بحق رفض قبول التعليمات الخاصة بك، وذلك دون إعطائك أي أسباب ودون تحمل أي مسؤولية تجاهك عن أي خسارة أو أضرار ناتجة عنك أو أي طرف آخر.
4.1 ربط المعاملات - إذا كنت ترغب في الدخول في معاملة، يمكنك القيام بذلك عن طريق إعطاء لنا تعليمات عبر الإنترنت، عن طريق الهاتف أو عن طريق البريد الإلكتروني. ستكون المعاملة ملزمة قانونيا لك عندما نتلقى التعليمات الخاصة بك وفقا لهذه الفقرة 4 أو الفقرة 5.
4.2 عملية تأكيد السيارات عبر الإنترنت - إذا دخلت في معاملة تأكيد تلقائي عبر الإنترنت، فستكون هذه المعاملة ملزمة قانونا لك فور تلقينا التعليمات الإلكترونية. سوف نقوم بتزويدك بتأكيد تفاصيل الصفقة على الشاشة عند حجز الصفقة، ولكننا لن نقدم لك أي تأكيد لاحق من أي نوع ما لم تطلب ذلك.
4.3 تأكيد الحجز عبر الإنترنت - إذا حجزت معاملة عبر الإنترنت ليست عملية تأكيد تلقائي، سنحاول الاتصال بك عبر الهاتف خلال 15 دقيقة من الحجز عبر الإنترنت لتأكيد تفاصيل المعاملة. ستكون الصفقة ملزمة قانونا لك في ختام المكالمة الهاتفية. إذا لم نتمكن من الاتصال بك عن طريق الهاتف على الرقم الذي قدمته لنا في غضون 15 دقيقة، ونحن نحتفظ بالحق في إلغاء الحجز وعدم الدخول في الصفقة.
4.4 الحجز عبر البريد الإلكتروني - يمكنك حجز معاملة عبر البريد الإلكتروني، وستكون الصفقة ملزمة لك عندما نقوم بمعالجة بريدك الإلكتروني. أنت تقر بأنه إذا اخترت حجز معاملة عبر البريد الإلكتروني، فقد لا تتم معالجتها على الفور. عندما نعالج إرشاداتك، سنرسل إليك رسالة إلكترونية بعنوان "تأكيد الصفقة". يشكل تأكيد الصفقة آلية تصحيح الأخطاء فقط؛ إذا كنت لا تتصل بنا خلال 24 ساعة من استلام تأكيد الصفقة، سيتم اعتبار تفاصيل الصفقة صحيحة.
4.5 الحجز عبر الهاتف - إذا حجزت معاملة عبر الهاتف، فستكون المعاملة ملزمة قانونا عند انتهاء المكالمة الهاتفية. سنرسل إليك رسالة إلكترونية بعنوان & كوت؛ تأكيد الصفقة & كوت ؛. يشكل تأكيد الصفقة آلية تصحيح الخطأ فقط. إذا كان هناك أي تناقض بين تأكيد الصفقة وتفاصيل الصفقة التي تم الاتفاق عليها بالفعل في المحادثة الهاتفية، يجب عليك الاتصال بنا في غضون 24 ساعة من استلام تأكيد الصفقة، وإذا لم تكن تفاصيل الصفقة في تأكيد الصفقة تعتبر صحيحة. ونحن نسجل جميع هذه المكالمات الهاتفية وفي حال وجود أي نزاع، يمكن استخدام نص المحادثة الهاتفية لدينا كدليل على شروط الاتفاق الذي تم الدخول فيه.
4.6 الإلغاء - بعد أن تصبح المعاملة ملزمة قانونا، لا يجوز لك إلغاء المعاملة في أي ظرف من الظروف. يجوز لك اتخاذ إجراء لتصحيح أي من تفاصيل المعاملة المنصوص عليها في تأكيد الصفقة إذا كان تأكيد الصفقة لا يعكس تفاصيل المعاملة التي تم الاتفاق عليها بالفعل.
4.7 أسعار خارج السوق - إذا كنا نقتبس لك معدل من الواضح أن خطأ من جانبنا (& كوت؛ خارج السوق اقتباس & كوت؛) نتيجة لخطأ فني أو بشري، فإنه ليس ملزما بالنسبة لنا. يجب عليك إعلامنا حالما يأتي الخطأ انتباهكم، ونحن سوف ريكوت معدل في أقرب وقت ممكن.
4.8 الأداء الفوري من قبلك - أنت تقر بأن أسعار الصرف يمكن أن تتقلب بسرعة، وبالتالي فإن السعر نقتبس لكم يتوقف على الأداء الفوري لالتزاماتك فيما يتعلق بتلك الصفقة. نحن نحتفظ بالحق في إعادة تقييم معدل إذا كنت لا توفر لنا المعلومات المطلوبة أو الأموال في الوقت المحدد.
5.1 تفاصيل العقود الآجلة - لا يمكن طلب العقد الآجل إلا عن طريق الهاتف، وسوف يصبح ملزما قانونيا اعتبارا من الوقت الذي يتم فيه الاتفاق شفويا على تفاصيل الصفقة بيننا في المكالمة الهاتفية. بعد المكالمة الهاتفية، سوف نرسل لك وثيقة بعنوان "تأكيد الصفقة". يشكل تأكيد الصفقة آلية تصحيح الخطأ فقط. إذا كان هناك أي تناقض بين تأكيد الصفقة وتفاصيل الصفقة التي تم الاتفاق عليها بالفعل في المحادثة الهاتفية، يجب عليك الاتصال بنا في غضون 24 ساعة من استلام تأكيد الصفقة، وإذا لم تكن تفاصيل الصفقة في تأكيد الصفقة تعتبر صحيحة. وفي حالة نشوء أي نزاع، يمكن استخدام نص المحادثة الهاتفية لدينا كدليل على شروط الاتفاق الذي تم الدخول فيه.
5.2 الدفع المسبق - أنت تقر بأننا نتحمل المخاطر التي قد تتخلف عن سداد عقدك اآلجل، وللتخفيف من مخاطر التسوية هذه، نحتفظ بالحق في طلب دفع دفعة أو أكثر من الدفعات المسبقة فيما يتعلق بجميع العقود اآلجلة. يجوز لنا أن نطلب دفعة مسبقة في الوقت الذي تحجز فيه العقد الآجل وفي أي وقت قبل تاريخ الاستحقاق. ويكون مبلغ أي مدفوعات مقدمة مطلوبة نسبة مئوية ثابتة من قيمة المعاملة. You acknowledge that the amount of any Advance Payment/s requested will be determined by us in our discretion. For further details on the method of calculating Advance Payments, please see clause 6.6 of the PDS.
5.3 Failure to Pay an Advance Payment - If we have asked you to pay an Advance Payment, you must pay the amount we have requested on the date we have nominated. If you do not do so, we reserve the right to Close Out the Forward Contract in accordance with paragraph 9.
5.4 Change to the Maturity Date - You may ask us to bring forward the Maturity Date or to extend the Maturity Date in relation to the whole or only part of your Forward Contract. You acknowledge that we may agree to such a request entirely at our discretion. If we agree, you acknowledge that the Rate will be adjusted to account for the timing of the new settlement date.
5.5 Payment of Full Amount on Settlement - You must transmit to our account the full amount required to settle the Forward Contract, less any Advance Payment already paid, together with any service fees that we [or any third party] have requested, on or before the Maturity Date.
6.1 Spot Contract Payments - You must initiate payment into our account of the full amount required to settle a Spot Contract on the day the Transaction becomes legally binding in accordance with paragraph 4. If we have not received the funds within 2 Business Days, we reserve the right to Close Out the Transaction in accordance with paragraph 9.
6.2 Forward Contract Payments - You must ensure that you pay into our account the full amount required to settle all Forward Contracts on or before the Maturity Date. If we have not received the funds by the Maturity Date (or any agreed change to the maturity date), we reserve the right to Close Out the Transaction in accordance with paragraph 9.
6.3 No Cash or Cheques - You acknowledge that we do not accept cash or cheques. You agree to make all payments to our account electronically and you acknowledge that we will transmit your funds by electronic means only.
6.4 Beneficiary Account - You must provide us with full details of your Beneficiary Account, including the full name and address of the account holder and the full name and address of the beneficiary bank, on or before the date that we nominate. If you fail to do so, we reserve the right to Close Out the Transaction in accordance with paragraph 9.
6.5 Beneficiary Account Number - We will rely solely on the account number you give us for your Beneficiary Account and will not check to ensure that the name provided by you accords with the account number you have given us.
6.6 Full Amount - All payments must be received by us in cleared funds and for the full amount being transferred, including any transaction fees that may be payable and any service fees that have been requested by us or any third party, before we will credit your Beneficiary Account. In the event that we agree to make a payment for you without having received the full amount, you acknowledge that we are not waiving our right to ask you for the full amount after the Transaction has been processed.
6.7 Funds Held by Us - You acknowledge and agree that we do not hold your funds on trust and will not put your funds into a separate bank account.
6.8 No Interest Paid - You acknowledge that we will not pay to you any interest on any funds held by us whether by way of Advance Payment or otherwise.
7.1 Your Mistake - If your funds are sent to the wrong account as the result of a mistake made by you, and we have acted in accordance with your Instructions, we will be under no obligation either to recover the funds or to resend the funds to the correct Beneficiary Account. You will need to book a new Transaction.
7.2 Our Mistake - If your funds are sent to the wrong account as the result of a mistake made by us, we will take urgent action at our own expense to recover those funds, provided that you take immediate action to assist us to recover any such funds if the mistaken beneficiary is related to you or associated with you in some way.
8.1 Legally Binding - You may enter into an Order online, by telephone or by email. Subject to your right to cancel the Order in accordance with clause 8.2, the Order will become binding as and from the time that your Instructions are received by us. After we receive your Instructions, we will send you an Order Confirmation. The Order Confirmation constitutes an error correction mechanism only; if you do not contact us immediately on receipt of the Order Confirmation, the Transaction details will be deemed to be correct.
8.2 Cancellation of Orders by Telephone Only - You may cancel an Order at any time before the Target Rate is reached by giving us notice by telephone. You may not cancel an Order after the Target Rate has been reached, whether or not we have notified you that the Target Rate has been reached. When the Target Rate is reached, you are legally bound by the Transaction.
8.3 Target Rate - The Target Rate will be deemed to have been reached only when the exchange rate nominated in your Order has been filled with our provider. This will occur when the rate you have nominated has been exceeded by an amount that includes our Margin. You may find that, in some cases, the exchange rate spikes with the result that the exchange rate you have nominated in your Order has been reached but has changed before we are able to fill the Order with our provider; for the avoidance of doubt, we will not fill your Order in those circumstances.
8.4 Payment - We will endeavour to notify you by telephone or email as soon as possible on the Business Day or on the next Business Day after the Target Rate has been reached. As soon as you receive our notification, you must take action to ensure that the funds reach our account by the Delivery Date. If we do not receive the funds in time, we reserve our right to Close Out the Transaction in accordance with paragraph 9.
9.1 Closing Out Transactions We may refuse to perform a Transaction, or we may Close Out a particular Transaction or all current Transactions that you have with us, without notice to you:
(i) if you fail to make any payment when it is due, including the payment of any Advance Payment that has been requested by us;
(ii) if you fail to provide any material information we have requested or any information you have given us is or becomes, in our opinion, materially inaccurate or misleading;
(iii) in the event of your death or loss of mental capacity;
(iv) in the event that bankruptcy proceedings are commenced against you;
(v) if the performance of our obligations under this Agreement become illegal;
(vi) if a serious dispute has arisen between us; أو.
(vii) if you breach an important term of this Agreement or of any Transaction.
9.2 Consequences of Closing Out - When we Close Out any or all of the Transactions that you have entered into, we buy back the currency that we have bought for you when you entered into the Transaction at prevailing market rates chosen by us in good faith. If the value of the currency you have asked us to exchange has strengthened, a loss will be incurred on the Transaction and you will be liable to pay us the amount of that loss, together with any expenses, premiums, commissions or other fees incurred by us.
9.3 No Payment of Profit - We will not pay you any profit arising from Closing Out a Transaction in any circumstances.
9.4 Payment of Loss - You acknowledge that the amount of any loss realised on the Closing Out of a Transaction is a debt payable by you and agree that we may immediately deduct the total amount of any loss (together with any expenses, premiums, commissions or other fees) from any funds we hold in relation to any Transaction whether in the form of an Advance Payment or otherwise. If the amount we are seeking to recover exceeds the amount of any Advance Payment or other funds held by us, you agree to pay the balance within 7 days of being notified by us of the total amount due.
9.5 Interest - You agree that we may charge you interest on any sum that remains payable to us after we Close Out any or all of your Transactions at a rate of 2% per annum over the cash rate target of the Reserve Bank of Australia (or of such monetary authority as may replace it). Interest will accrue and will be calculated daily and be compounded monthly from the date payment was due until the date full payment is made by you.
9.6 Default Notification - You must notify us immediately if you become aware of any event referred to in Clause 9.1 above.
9.7 Notice of Monies Due - If we Close Out a Transaction, we will send you a written statement explaining the amount of any sums that may be payable to us and the amount of any sums being withheld by us.
10 Anti-Money Laundering and Counter-Terrorism Financing ("AML/CTF")
10.1 AML/CTF Compliance - You undertake that you will not knowingly do anything to put us in breach of the Anti-Money Laundering and Counter-Terrorism Financing Act 2006, rules and other subordinate instruments (AML/CTF Laws). You undertake to notify us if you become aware of anything that would put us in breach of AML/CTF Laws.
10.2 Provision of Information - If requested, you undertake to provide additional information and assistance and comply with all reasonable requests to facilitate our compliance with AML/CTF Laws in Australia or an equivalent overseas jurisdiction.
10.3 No Grounds for Suspicion - You undertake that you are not aware and have no reason to suspect that:
(i) the money you are transferring is derived from or related to money laundering, terrorism financing or similar activities (Illegal Activities); و.
(ii) the money you are transferring will be used to finance, or in connection with, Illegal Activities.
10.4 Consent to Collection of Information by Us - We are subject to AML/CTF Laws. You consent to us disclosing in connection with AML/CTF Laws any of your Personal Information (as defined in the Privacy Act 1988 (Cth)) we may have.
10.5 Freezing or Blocking Transfer of Funds - In certain circumstances, we may be obliged to freeze or block an account where it is used in connection with Illegal Activities or suspected Illegal Activities. Freezing or blocking can arise as a result of the account monitoring that is required by AML/CTF Laws. If this occurs, we are not liable to you for any consequences or losses whatsoever and you agree to indemnify us if we are found liable to a third party in connection with the freezing or blocking of your account.
10.6 Right to Refuse to Provide Our Service – If you fail to provide to us upon request any information that we are required under the AML/CTF Laws to collect from you, we retain the right, at any time, to refuse, in our sole discretion, to provide our service to you.
11.1 Disputes Policy - If you have a problem with our service, you should initially bring your complaint to our attention so that we can deal with it in accordance with our internal disputes policy. Our complaints officer will attempt to resolve the dispute to your satisfaction as quickly as possible.
11.2 Financial Ombudsman Service - If the dispute cannot be resolved under our internal disputes policy, you may then formally submit the dispute to the office of the Financial Ombudsman's Service ("FOS") for determination in accordance with its rules.
11.3 Arbitration - If your dispute does not fall within the rules of the FOS, you may submit the dispute to arbitration to be determined by the Arbitrators and Mediators of Australia Expedited Commercial Arbitration Rules, and to the extent permitted under those rules, the Arbitrator will be a person recommended by the New South Wales Chapter of the Institute of Arbitrators and Mediators of Australia. You agree to accept the determination of the arbitrator.
11.4 Legal Action - Nothing in this paragraph prevents either of us from approaching a court either for an urgent injunction or to appeal the decision of an arbitrator and nothing prevents us from taking immediate legal action to recover any amounts that you may owe us as the result of Closing Out a Transaction/s under paragraph 9.
12 Limitation of Liability.
12.1 No Liability for Delays - You acknowledge that delays in the transmission and receipt of payments may occur. In particular, you acknowledge that we operate an online dealing platform that could be subject to technical, or other, problems, the nature and duration of which may be beyond our control. Our service also involves the use of intermediaries who are outside our control. Accordingly, while we do everything in our power to ensure the timely transmission of funds, we cannot guarantee that transfers of funds will always be made on time and cannot accept any liability to you for any loss suffered by you as a result of any delays in the transmission of funds.
12.2 Liability Limited - We do not in any circumstances assume liability to you in excess of the amount of money you have actually paid to us in relation to any particular Transaction. We will not be liable to you for any form of consequential damages or loss that you may suffer as a result of:
(i) delays in the transfer of your funds, or.
(ii) our refusal at any time to transfer your funds.
Without in any way limiting the effect of this paragraph or any other paragraph of this agreement, "consequential damages" shall be taken to include damages arising from:
(i) loss of business,
(ii) loss of opportunity to realise a gain as a result of foreign exchange fluctuations;
(iii) loss of any other opportunity, or.
(iii) loss of interest on funds.
For the avoidance of doubt and without limiting any other provision of this Agreement:
(a) if your funds are sent to the wrong account or otherwise fail to reach your Beneficiary Account as the result of a mistake made by us, we will credit your Beneficiary Account in the full amount of the funds you expect to receive (subject always to your obligations under clause 7.2), but that shall be the full extent of our liability to you;
(b) if we Close Out or refuse to process one or more of your Transactions for any reason, we shall refund to you any funds that we hold on your behalf by way of Advance Payment or otherwise, but that shall be the full extent of our liability to you.
13 Warranties and Indemnities.
13.1 Your Warranties - You agree that the following statements are true and accurate, and you acknowledge that we may refuse to process, or Close Out, a Transaction if we find at any stage that they are not true and accurate:
(i) you are over the age of 18;
(ii) you are the owner of the money you are seeking to transfer;
(iii) you are not acting on behalf of another person;
(iv) you will inform us if you are acting as:
(a) a sole proprietor of a business;
(b) a trustee of a trust; أو.
(c) a partner of a partnership;
(v) if you are acting as a trustee of a trust, you are properly authorised to enter into this Agreement and any Transactions in accordance with the terms of the relevant trust deed;
(vi) you have a valid commercial or personal reason for entering into each Transaction and will not enter into any Transaction for speculative purposes; و.
(vii) in making your decision to enter into a Transaction, you will not rely on any market-related information that may be provided from time to time by us on our website or by our employees or consultants.
13.2 Your Indemnity - You agree to indemnify us for any costs, expenses or fees we may incur as a result of your failure to perform your obligations under this Agreement, whether they arise under paragraph 9 or in some other way. This includes any legal costs that we may incur in order to enforce our rights or recover any amounts you owe us. You also agree to indemnify us for any fees, costs, duties and taxes charged by third parties in relation to the Transactions you enter into, including fees charged by your beneficiary bank, whether or not those fees or charges were notified to you in advance.
13.3 Our Indemnity - In accordance with clause 7.2 of this Agreement, if your funds are sent to the wrong account as the result of a mistake made by us, we will indemnify you and keep you indemnified in relation to the to recovery of those funds and will take urgent action at our own expense to recover the funds, provided that you take immediate action to assist us to recover any such funds if the mistaken beneficiary is related to you or associated with you in some way.
14.1 Collection of your Personal Information - You acknowledge that, in order to provide our service to you, we must collect your personal information. If you refuse or fail to provide any requested information, we may not be able to process any Transaction/s for you.
14.2 Contact Us - If you have any questions about the collection and use of your personal information, you may contact our Compliance Officer on +612 8667 8090 or at compliance@ozforex. au.
14.3 Access to your Personal Information - You may obtain access to most personal information we hold about you by contacting our Compliance Officer. Sometimes there may be a reason why access will not be possible. If that is the case, you will be told why.
14.4 Purpose of Collection - We collect your personal information in order to provide our products and services, satisfy our regulatory obligations under the AML/CTF legislation referred to in paragraph 10 and assess your credit worthiness.
14.5 Organisations who may receive your Information - We may provide your personal information to our intermediary bankers and to any government regulatory bodies that normally require it or may request it. كما يجوز لنا تقديم معلوماتك إلى أي شركاء أو وكلاء أو وسطاء يشكلون جزءا ضروريا من توفير منتجاتنا وخدماتنا.
14.6 International Intermediaries - You acknowledge and agree that we use international intermediaries to process Transactions on your behalf and that your personal information may be sent to those overseas intermediaries in order to complete the Transaction.
14.7 Consent to Credit Reference Reports – You acknowledge and agree that we may access any electronic databases necessary to assist us to identify you and to assess your credit worthiness. In particular, you agree that we may obtain, use and retain information about you that we have obtained from any business that provides information about the credit worthiness of individuals, including a consumer credit report from a credit reporting agency. In doing so, we may give information about you to a credit reporting agency for the purpose of obtaining a consumer credit report about you and allowing the credit reporting agency to create or maintain a credit information file containing information about you. The information will be limited to your identity particulars, including your name, sex, address (and the previous two addresses), date of birth, name of employer, and drivers license number, as well as the fact that you have made an application for credit to us.
14.8 Use of Your Information - You agree that we may use any information we collect about you for the purposes of complying with our obligations under any AML/CTF Regulations and for any other purpose directly related to the provision of our services.
14.9 Information Correct and Up to Date - You must ensure that all information you give to us is accurate and up-to-date at all times. You must tell us if any of your personal details change as soon as practicable.
14.10 Protection of Information - We collect and store all information electronically and take all reasonable steps to protect information from unauthorised access, but we cannot accept liability for unauthorised access or use of your personal information.
14.11 Retention of Information - Any information collected by us, including telephone recordings or transcripts, may be kept or destroyed in accordance with our information retention policy.
14.12 Recording Phone Conversations - You consent to the electronic recording of all telephone conversations that take place between us without an automatic warning tone or warning message being given and you agree that we may use the recordings as evidence in any dispute or anticipated dispute between us.
15.1 Notices - Where notice in writing is required under this agreement, it may be sent by fax, post or email. Proof of posting will be proof of receipt; in the case of facsimile or email on the day of dispatch, in the case of delivery by post 48 hours from the date of posting. Documents shall be sent to the last known postal address, email address or fax number you have given to us. If they change, you must notify us as soon as possible.
15.2 Modification of this Agreement - We may alter some of the terms of this agreement by posting the new terms on our website. This will not affect any rights or obligations you already have, but you will be bound by the new terms when you enter into subsequent Transactions.
15.3 Governing Law - This agreement shall be interpreted in accordance with the laws of New South Wales, Australia and you submit to the jurisdiction of the courts of New South Wales, Australia.
Advance Payment means a payment of part of the sum that is due us on the Maturity Date.
Agent Appointment Form means a form that we will give you to enable you to appoint somebody else to transact with us on your behalf.
Auto-Confirm Transaction means a Transaction that has been booked online and has been processed by us automatically with no telephone call or other communication being entered into.
Beneficiary Account means the account to which you are sending your funds.
Business Day means a day other than a Saturday, Sunday or public holiday on which banks are open for business in Sydney.
Close Out means reversing a Transaction in the circumstances set out in Clause 9 or otherwise pursuant to this Agreement.
Delivery Date means the date we have requested that you deliver your funds to our nominated account for transmission.
Forward Contract means a foreign exchange contract under which we agree to exchange money at an agreed exchange rate and at an agreed time which is between 48 hours and 12 months from the time of the contract being entered into.
Instructions means a request made by you to enter into a Transaction.
Margin means the difference between the retail exchange rate we quote to you and the whole exchange rate we obtain from our provider.
Maturity Date means, in relation to a Forward Contract, the date on which the currency exchange is to be made by the Company and includes any agreed variation to the original date, being either an earlier or a later date.
Order Confirmation means the notification we send you confirming the details of the Order you have entered into with us.
Order means an instruction pursuant to which we will enter into a Spot or Forward Transaction for you only at an exchange rate nominated by you.
Rate means the foreign currency exchange rate that we quote you for a Transaction .
Spot Contract means a foreign exchange contract under which we agree to exchange money at an agreed rate within 48 hours of the contract being entered into.
Target Rate means the rate at which an Order is triggered, being the exchange rate nominated by you in your Order plus our Margin and shall be contingent on our ability to fill the Order with our own provider.
Transaction means a Spot Contract, a Forward Contract or an Order, and shall be taken to refer to a series of transactions pursuant to standing instructions given by you.
Websites means any websites owned by us including but not limited to:
CORPORATE CLIENT AGREEMENT.
1.1 Capacity - These terms and conditions apply to registered companies, registered associations, registered co-operatives or statutory bodies ("the Client" or "you") who are dealing with OzForex Pty Limited ABN 65 092 375 703 ("OzForex", "us" or "we") through any of our Websites.
1.2 Structure of this Agreement - This Agreement is a master agreement that applies to all Transactions that you subsequently enter into with us. The specific transactional details of each Transaction, including the currencies to be exchanged and the amount of the transaction, will be agreed separately when you book the Transactions; they will constitute separate agreements in their own right, but will incorporate these terms and conditions.
1.3 Other Documents - You acknowledge that you have been provided with copies of the following documents in accordance with, to the extent applicable, the requirements of the Corporations Act:
(i) Our Product Disclosure Statement ("PDS").
(ii) Our Financial Services Guide ("FSG").
(iii) Our Website Use Agreement.
(iv) Our Privacy Statement.
2.1 Foreign Exchange Services - We hold an Australian Financial Services Licence authorising us to provide foreign exchange products and services. We offer Spot Contracts, Forward Contracts and Options, the details and mechanics of which are explained in our PDS. You should read our PDS before signing this agreement so that you understand exactly how our service operates.
2.2 No Margin or Speculative Trading - We do not offer any form of margin or speculative trading facilities. When you enter into a Transaction, you must deliver to us the full amount of the funds you are transferring on or before the Delivery Date.
2.3 No Exchange Rate Set-Off - We will not agree to enter into any kind of set-off arrangement that would allow you to pay us only the amount of any loss, or for us to pay you any profit, that might be realised as the result of exchange rate movements on settlement of the Transaction.
2.4 No Financial Advice - We will not take into account your specific financial circumstances or needs when we enter into a Transaction with you. To the extent that we provide you with any advice, it will relate only to the mechanics of the transaction you are proposing to enter into or to publicly available information. You must obtain your own financial advice and make your own assessment as to whether our service is appropriate for your particular requirements. You must select the type and timing of each Transaction you enter into yourself.
2.5 Ownership of Funds - You may not enter into Transactions on behalf of third parties. You must be the owner of any funds that are the subject of a Transaction.
3.1 Authorised Signatories - You must appoint one or more Authorised Signatories (even if you have a sole director who has already signed the Agreement in the capacity of a director). An Authorised Signatory may have unlimited authority to give us Instructions on your behalf or you may specify the stages of a Transaction they are authorised to undertake. We will rely on Instructions received by the individual/s appointed by you as Authorised Signatories in this agreement until such time as you revoke or vary that authority by giving us 48 hours notice in writing. If you wish to change the Authorised Signatories, you may do so by completing a Change of Authorised Signatory Form or otherwise notifying us in writing.
3.2 Username and Password - We will issue each of your Authorised Signatories with a Username and Password in order that they may provide us with Instructions online, by telephone or by email, subject always to any limits on authorisation that you may have set in this agreement. We will accept any Instructions received pursuant to the use of the Username and Password without checking the identity of the user or their level of authorisation and you will at all times be bound by those Instructions.
4.1 Transaction Binding - If you wish to enter into a Transaction, you may do so by giving us Instructions online, by telephone or by email. The Transaction will be legally binding on you when we receive your Instructions in accordance with this paragraph 4 or paragraph 5.
4.2 Online Auto Confirm Transaction - If you enter into an Auto-Confirm Transaction online, the Transaction will be legally binding on you as soon as we receive your electronic Instructions. We will provide you with confirmation of the Transaction Details on the screen at the time you book the Transaction, but we will not provide you with any subsequent confirmation of any kind, unless you request it.
4.3 Online Booking Confirmation - If you book a Transaction online that is not an Auto-Confirm Transaction, we will attempt to contact you by telephone within 15 minutes of your online booking to confirm the Transaction details. The Transaction will be legally binding on you at the conclusion of the telephone call. If we cannot contact you by telephone on the number you have given to us within 15 minutes of your booking, we reserve the right to cancel the booking and not enter into the Transaction.
4.4 Email Booking - It you book a Transaction by email, the Transaction will be binding on you when we process your email. You acknowledge that, if you choose to book a Transaction by email, it may not be processed immediately. When we process your Instructions, we will send you an email headed "Deal Confirmation". The Deal Confirmation constitutes an error correction mechanism only. If there is any discrepancy between the Deal Confirmation and the details of the Transaction set out in your email, you must contact us within 24 hours of receipt of the Deal Confirmation, failing which the Transaction details in the Deal Confirmation will be deemed to be correct.
4.5 Telephone Booking - If you book a Transaction by telephone, the Transaction will be legally binding at the conclusion of the telephone call. We will send you an email headed "Deal Confirmation". The Deal Confirmation constitutes an error correction mechanism only. If there is any discrepancy between the Deal Confirmation and the details of the Transaction that have already been agreed in the telephone conversation, you must contact us within 24 hours of receipt of the Deal Confirmation, failing which the Transaction details in the Deal Confirmation will be deemed to be correct. In the event of any dispute, the recording or transcript of our telephone conversation may be used as evidence as to the terms of the agreement that was entered into.
4.6 Cancellation - Once a Transaction has become legally binding, you may not cancel the Transaction in any circumstances. You may only take action to correct any of the Transaction details set out in the Deal Confirmation if the Deal Confirmation does not reflect the transaction details that have already been agreed.
4.7 Out-of-Market Quotes - If we quote you a Rate that is clearly a mistake on our part ("Out-of-Market Quote") as the result of a technical or human error, it is not binding on us. You must notify us as soon as the mistake comes to your attention and we will requote the Rate as soon as possible.
4.8 Prompt Performance by You - You acknowledge that exchange rates can fluctuate rapidly, so the Rate we quote you for a particular Transaction is contingent on the prompt performance of your obligations. We reserve the right to requote the Rate if you do not provide us with requested information or funds on time.
5.1 Forward Contract Details - A Forward Contract can only be booked by telephone and will become legally binding as and from the time that the Transaction details are orally agreed between us in the telephone call. After the telephone call, we will send you a Deal Confirmation. The Deal Confirmation constitutes an error correction mechanism only; if you do not contact us within 24 hours of receipt of the Deal Confirmation, the Transaction details will be deemed to be correct. If you do not receive the Deal Confirmation, the Transaction is still legally binding and will be evidenced by the transcript of the telephone conversation in which it was booked.
5.2 Advance Payment - You acknowledge that we bear the risk that you might default on settlement of your Forward Contract and, to mitigate this settlement risk, we reserve the right to request that you make one or more Advance Payments in relation to all Forward Contracts. We may request an Advance Payment both at the time you book the Forward Contract and at any time prior to the Maturity Date. You acknowledge that the amount of any Advance Payments requested will be determined by us in our discretion and that we may request an Advance Payment even if we have entered into a credit limit arrangement with you.
5.3 Failure to Pay a Advance Payment - If we have asked you to make an Advance Payment, you must pay the amount we have requested on the date we have nominated. If you do not do so, we reserve the right to Close Out the Forward Contract in accordance with paragraph 9.
5.4 Change to the Maturity Date - You may ask us to bring forward the Maturity Date ("pre-delivery") or to extend the Maturity Date ("roll over") in relation to the whole or only part of your Forward Contract. You acknowledge that we may agree to such a request entirely at our discretion. If we agree, you acknowledge that the Rate will be adjusted to account for the timing of the new Delivery Date.
5.5 Settlement - You must transmit to our nominated account the full amount of the funds that are the subject of the Forward Contract, less any Advance Payment already paid, together with any service fees that we or any third party have requested, on or before the Maturity Date.
6.1 Spot Contract Payments - You must initiate payment into our nominated account of the full amount required to settle a Spot Contract on the day the Transaction becomes legally binding in accordance with paragraph 4. If we have not received the funds within 2 business days, we reserve the right to Close Out the Transaction in accordance with paragraph 9.
6.2 Forward Contract Payments - You must ensure that you pay into our account the full amount required to settle all Forward Contracts on or before the Maturity Date. If we have not received the funds by the Maturity Date (or any agreed change to the Maturity Date), we reserve the right to Close Out the Transaction in accordance with paragraph 9.
6.3 No Cash or Cheques - You acknowledge that we do not accept cash or cheques. You agree to make all payments to our account electronically and you acknowledge that we will transmit your funds by electronic means only.
6.4 Beneficiary Account - You must provide us with full details of your Beneficiary Account, including the full name and address of the account holder and the full name and address of the beneficiary bank, on or before the date that we nominate. If you fail to do so, we reserve the right to Close Out the Transaction in accordance with paragraph 9.
6.5 Beneficiary Account Number - We will rely solely on the account number you give us for your Beneficiary Account and will not check to ensure that the name provided by you accords with the account number you have given us.
6.6 Full Amount - All payments must be received by us in cleared funds and for the full amount being transferred, including any transaction fees that may be payable and any service fees that have been requested by us or any third party, before we will credit your Beneficiary Account. In the event that we agree to make a payment for you without having received the full amount, you acknowledge that we are not waiving our right to ask you for the full amount after the Transaction has been processed.
6.7 Funds Held by Us - You acknowledge and agree that we do not hold your funds on trust and will not put your funds into a separate bank account.
6.8 No Interest Paid - You acknowledge that we will not pay to you any interest on any funds held by us whether by way of Advance Payment or otherwise.
7.1 Option Agreement - Options may be entered into only by telephone. The Option Agreement will become legally binding as and from the time that the Option Transaction details are orally agreed between us in the telephone call. After the telephone call, we will send you an Option Agreement Confirmation. The Option Agreement Confirmation constitutes an error correction mechanism only; if you do not contact us within 24 hours of receipt of the Option Agreement Confirmation, the details of the Option Agreement will be deemed to be correct. If you do not receive the Option Agreement Confirmation, the Transaction is still legally binding and will be evidenced by the transcript of the telephone conversation in which it was booked.
7.2 Payment of Premium - The Premium agreed to in the Option Agreement must be paid within 2 Business Days of the Option being entered into in accordance with clause 7.1.
7.3 Non Payment of Premium - In the event that you fail to pay the Premium in accordance with clause 7.2, we reserve the right to terminate the Option Agreement upon 24 hours oral or written notice. In the event that we do terminate the Option Agreement, the Premium remains payable by you as a debt.
7.4 Premium Non-Refundable - You acknowledge and agree that the Premium is a separate, non-refundable fee. It does not relate to the underlying foreign exchange transaction that will be entered into if the Option is Exercised and will not be applied in reduction of the settlement sum payable under any such foreign exchange transaction.
7.5 Exercise of Option - Should you decide to exercise the Option, you must notify us of your election to do so either orally by telephone or in writing by email not later than midday (12.00pm) on the Expiry Date.
7.6 Consequences of Exercising the Option - You acknowledge that, upon exercise of the Option, you will automatically have entered into the Spot Contract detailed in the Option Agreement Confirmation and will be bound by the terms and conditions of this Agreement that apply to such Spot Contract. In particular, you must immediately provide us with details of your Beneficiary Account and deliver to us in full the funds you are transferring within 48 hours of Exercising the Option.
7.7 Expiry - In the event that no notification is received by OzForex by midday (12.00pm) on the Expiry Date, the Option will expire at that time.
8.1 Legally Binding - You may enter into an Order online, by telephone or by email. Subject to your right to cancel the Order in accordance with clause 8.2, the Order will become binding as and from the time that your Instructions are received by us. After we receive your Instructions, we will send you an Order Confirmation. The Order Confirmation constitutes an error correction mechanism only; if you do not contact us immediately on receipt of the Order Confirmation, the Transaction details will be deemed to be correct.
8.2 Cancellation of Orders by Telephone Only - You may cancel an Order at any time before the Target Rate is reached by giving us notice by telephone. You may not cancel an Order after the Target Rate has been reached, whether or not we have notified you that the Target Rate has been reached. When the Target Rate is reached, you are legally bound by the Transaction.
8.3 Target Rate - The Target Rate will be deemed to have been reached only when the exchange rate nominated in your Order has been filled with our provider. This will occur when the rate you have nominated has been exceeded by an amount that includes our Margin. You may find that, in some cases, the exchange rate spikes with the result that the exchange rate you have nominated in your Order has been reached but has changed before we are able to fill the Order with our provider; for the avoidance of doubt, we will not fill your Order in those circumstances.
8.4 Payment - We will endeavour to notify you by telephone or email as soon as possible on the Business Day or on the next Business Day after the Target Rate has been reached. As soon as you receive our notification, you must take action to ensure that the funds reach our account by the Delivery Date. If we do not receive the funds in time, we reserve our right to Close Out the Transaction in accordance with paragraph 9.
9.1 Closing Out Transactions We may refuse to perform a Transaction or to Close Out a particular Transaction and all current Transactions that you have with us, without notice to you:
(i) if you fail to make any payment when it is due, including the payment of any Advance Payment that has been requested by us;
(ii) if you fail to provide any material information we have requested;
(iii) any information you have provided to us or any warranty you have given to us is or becomes, in our opinion, materially inaccurate, incorrect or misleading;
(iv) on the occurrence of an Insolvency Event;
(v) if the performance of our obligations under this Agreement become illegal;
(vi) if a serious dispute has arisen between us; أو.
(vii) if you breach a material term of this Agreement or of any Transaction.
9.2 Consequences of Closing Out - When we Close Out any or all of the Transactions that you have entered into, we buy back the currency that we have bought for you when you entered into the Transaction at prevailing market rates chosen by us in good faith. If the value of the currency you have asked us to exchange has strengthened, a loss will be incurred on the Transaction and you will be liable to pay us the amount of that loss, together with any expenses, premiums, commissions or other fees incurred by us.
9.3 No Payment of Profit - We will not pay you any profit arising from Closing Out a Transaction in any circumstances.
9.4 Payment of Loss - You acknowledge that the amount of any loss realised on the Closing Out of a Transaction is a debt payable by you and agree that we may immediately deduct the total amount of any loss (together with any expenses, premiums, commissions or other fees) from any funds we hold in relation to any Transaction whether in the form of an Advance Payment or otherwise. If the amount we are seeking to recover exceeds the amount of any Advance Payment or other funds held by us, you agree to pay the balance within 7 days of being notified by us of the total amount due.
9.5 Interest - You agree that we may charge you interest on any sum that remains payable to us after we Close Out any or all of your Transactions at a rate of 2% per annum over the base rate of the Reserve Bank of Australia (or of such monetary authority as may replace it). Interest will accrue and will be calculated daily and be compounded monthly from the date payment was due until the date full payment is made by you.
9.6 Default Notification - You must notify us immediately if you become aware of any event referred to in Clause 9.1 above.
9.7 Notice of Monies Due - If we Close Out a Transaction, we will send you a written statement explaining the amount of any sums that may be payable to us and the amount of any sums being withheld by us.
10 Anti-Money Laundering and Counter-Terrorism Financing ("AML/CTF")
10.1 AML/CTF Compliance - You undertake that you will not knowingly do anything to put us in breach of the Anti-Money Laundering and Counter-Terrorism Financing Act 2006, rules and other subordinate instruments (AML/CTF Laws). You undertake to notify us if you become aware of anything that would put us in breach of AML/CTF Laws.
10.2 Provision of Information - If requested, you undertake to provide additional information and assistance and comply with all reasonable requests to facilitate our compliance with AML/CTF Laws in Australia or an equivalent overseas jurisdiction.
10.3 No Grounds for Suspicion - You undertake that you are not aware and have no reason to suspect that:
(i) the money you are transferring is derived from or related to money laundering, terrorism financing or similar activities (Illegal Activities); و.
(ii) the money you are transferring will be used to finance, or in connection with, Illegal Activities.
10.4 Consent to Collection of Information by Us - We are subject to AML/CTF Laws. You consent to us disclosing in connection with AML/CTF Laws any of your Personal Information (as defined in the Privacy Act 1988 (Cth)) we may have.
10.5 Freezing or Blocking Transfer of Funds - In certain circumstances, we may be obliged to freeze or block an account where it is used in connection with Illegal Activities or suspected Illegal Activities. Freezing or blocking can arise as a result of the account monitoring that is required by AML/CTF Laws. If this occurs, we are not liable to you for any consequences or losses whatsoever and you agree to indemnify us if we are found liable to a third party in connection with the freezing or blocking of your account.
10.6 Right to Refuse to Provide Our Service - If You fail to provide Us with any information that we are required to collect under the AML/CTF Laws, we retain the right, at any time, to refuse, in our sole discretion, to provide the service.
11.1 Disputes Policy - If you have a problem with our service, you should initially bring your complaint to our attention so that we can deal with it in accordance with our internal disputes policy. Our complaints officer will attempt to resolve the dispute to your satisfaction as quickly as possible.
11.2 Financial Ombudsman Service - If the dispute cannot be resolved under our internal disputes policy, you may then, if you are a Retail Client, formally submit the dispute to the office of the Financial Ombudsman's Service ("FOS") for determination in accordance with its rules.
11.3 Arbitration - If your dispute does not fall within the rules of the FOS, you may submit the dispute to arbitration to be determined by the Arbitrators and Mediators of Australia Expedited Commercial Arbitration Rules, and to the extent permitted under those rules, the Arbitrator will be a person recommended by the New South Wales Chapter of the Institute of Arbitrators and Mediators of Australia. You agree to accept the determination of the arbitrator.
11.4 Legal Action - Nothing in this paragraph prevents either of us from approaching a court either for an urgent injunction or to appeal the decision of an arbitrator and nothing prevents us from taking immediate legal action to recover any amounts that you may owe us as the result of Closing Out a Transaction/s under paragraph 9.
12 Limitation of Liability.
12.1 No Liability for Delays - You acknowledge that delays in the transmission and receipt of payments may occur. In particular, you acknowledge that we operate an online dealing platform that could be subject to technical, or other, problems, the nature and duration of which may be beyond our control. Our service also involves the use of intermediaries who are outside our control. Accordingly, while we do everything in our power to ensure the timely transmission of funds, we cannot guarantee that transfers of funds will always be made on time and cannot accept any liability to you for any loss suffered by you as a result of any delays in the transmission of funds.
12.2 Liability Limited - We do not in any circumstances assume liability to you in excess of the amount of money you have actually paid to us in relation to any particular Transaction. We will not be liable to you for any form of consequential damages or loss that you may suffer as a result of:
(i) delays in the transfer of your funds, or.
(ii) our refusal at any time to transfer your funds.
Without in any way limiting the effect of this paragraph or any other paragraph of this agreement, "consequential damages" shall be taken to include damages arising from:
(i) loss of business,
(ii) loss of opportunity to realise a gain as a result of foreign exchange fluctuations;
(iii) loss of any other opportunity, or.
(iii) loss of interest on funds.
For the avoidance of doubt and without limiting any other provision of this Agreement:
(a) if your funds are sent to the wrong account or otherwise fail to reach your Beneficiary Account as the result of a mistake made by us, we will credit your Beneficiary Account in the full amount of the funds you expect to receive (subject always to your obligations under clause 7.2), but that shall be the full extent of our liability to you;
(b) if we Close Out or refuse to process one or more of your Transactions for any reason, we shall refund to you any funds that we hold on your behalf by way of Advance Payment or otherwise, but that shall be the full extent of our liability to you.
13 Warranties and Indemnities.
13.1 Your Warranties - You agree that the following statements are true and accurate, and you acknowledge that we may refuse to process, or Close Out, a Transaction if we find at any stage that they are not true and accurate:
(i) you are incorporated and/or registered and have full authority to enter into this Agreement and any Transaction/s;
(ii) you are the owner of the money being transferred;
(iii) you will inform us if you are acting as:
(a) a corporate trustee of a trust; أو.
(b) a corporate partner of a partnership;
(iv) if you are acting as a corporate trustee of a trust, you are properly authorised to enter into this Agreement and any Transactions in accordance with the terms of the relevant trust deed;
(v) you have a valid commercial reason for entering into each Transaction and will not enter into any Transaction for speculative purposes; و.
(vi) in making a decision to enter into a Transaction, you will not rely on any market-related information that may be provided from time to time by us on our website or by our employees or consultants.
13.2 Your Indemnity - You agree to indemnify us for any costs, expenses or fees we may incur as a result of your failure to perform your obligations under this Agreement, whether they arise under paragraph 9 or in some other way. This includes any legal costs, on a solicitor and own client basis, that we may incur in order to enforce our rights or recover any amounts you owe us. You also agree to indemnify us for any fees, costs, duties and taxes charged by third parties in relation to the Transactions you enter into, including fees charged by your beneficiary bank, whether or not those fees or charges were notified to you in advance.
In this paragraph 14, "you" means any Authorised Representative.
14.1 Personal Information of Authorised Representatives - You acknowledge that, in order to provide our service to the Client, we must collect your personal information. The Client warrants that it has given you a copy of this paragraph 14. If you refuse or fail to provide any requested information, we may not be able to process any Transaction/s for the Client.
14.2 Contact Us - If you have any questions about the collection and use of your personal information, you may contact our Compliance Officer on +612 8667 8090 or at compliance@ozforex. au.
14.3 Access to your Personal Information - You may obtain access to most personal information we hold about you by contacting our Compliance Officer. Sometimes there may be a reason why access will not be possible. If that is the case, you will be told why.
14.4 Purpose of Collection - We collect your personal information in order to provide our products and services to the Client and to satisfy our regulatory obligations under the AML/CTF legislation referred to in paragraph 10.
14.5 Organisations who may receive your Information - We may provide your personal information to our intermediary bankers and to any government regulatory bodies that normally require it or may request it. كما يجوز لنا تقديم معلوماتك إلى أي شركاء أو وكلاء أو وسطاء يشكلون جزءا ضروريا من توفير منتجاتنا وخدماتنا.
14.6 Information Correct and Up to Date - You must ensure that all information you give to us is accurate and up-to-date at all times. You must tell us if any details change as soon as practicable.
14.7 Protection of Information - We collect and store all information electronically and take all reasonable steps to protect information from unauthorised access, but we cannot accept liability for unauthorised access or use of information.
14.8 Retention of Information - Any information collected by us, including telephone recordings or transcripts, may be kept or destroyed in accordance with our information retention policy.
14.9 Recording Phone Conversations - You consent to the electronic recording of all telephone conversations that take place between us without an automatic warning tone or warning message being given and you agree that we may use the recordings as evidence in any dispute or anticipated dispute between us.
14.10 Electronic Databases - You acknowledge and agree that we may access any electronic databases necessary to assist us to identify you and to assess your credit worthiness.
15.1 Your Mistake - If your funds are sent to the wrong account as the result of a mistake made by you, and we have acted in accordance with your Instructions, we will be under no obligation either to recover the funds or to resend the funds to the correct Beneficiary Account. You will need to book a new Transaction.
15.2 Our Mistake - If your funds are sent to the wrong account as the result of a mistake made by us, we will take urgent action at our own expense to recover those funds, provided that you take immediate action to assist us to recover any such funds if the mistaken beneficiary is related to you or associated with you in some way.
16.1 Notices - Where notice in writing is required under this agreement, it may be sent by fax, post or email. Proof of posting will be proof of receipt; in the case of facsimile or email on the day of dispatch, in the case of delivery by post 48 hours from the date of posting. Documents shall be sent to the last known postal address, email address or fax number you have given to us. If they change, you must notify us as soon as possible.
16.2 Modification of this Agreement - We may alter some of the terms of this agreement by posting the new terms on our website. This will not affect any rights or obligations you already have, but you will be bound by the new terms when you enter into subsequent Transactions.
16.3 Governing Law - This agreement shall be interpreted in accordance with the laws of New South Wales, Australia and you submit to the jurisdiction of the courts of New South Wales, Australia.
Advance Payment means a payment of part of the sum that is due us on the Maturity Date.
Authorise means authorise the stage of a Transaction when we transmit your funds from our account to your to your nominated beneficiary account.
Authorised Representative means an individual who is a director or officer authorised to execute this Agreement or an Authorised Signatory.
Authorised Signatory means an individual appointed and authorised by you to provide Instructions to us on your behalf.
Auto-Confirm Transaction means a Transaction that has been booked online and has been processed by us automatically with no telephone call or other communication being entered into.
Beneficiary Account means the account to which you are sending your funds.
Booking means booking a Transaction by providing us with all of the relevant Transaction details.
Business Day means a day on which we are open for business which shall not include Saturday and Sunday, New Year’s Day, Christmas Day, Boxing Day, but will include Good Friday and Easter Monday.
Close Out means reversing a Transaction in the circumstances set out in Clause 9 or otherwise pursuant to this Agreement.
Deal Confirmation means a written communication, however described, provided by us confirming the details of any Transaction that you have booked by telephone, email or online, which shall be an error correction mechanism only.
Delivery Date means the date on which we have requested that you deliver your funds to our account for transmission.
Exercise means exercise or take up an Option.
Expiry Date means the date on which an Option must be Exercised, failing which it will expire.
Forward Contract means a foreign exchange contract under which we agree to exchange money at an agreed exchange rate and at an agreed time which is between 48 hours and 12 months from the time of the contract being entered into.
(a) a meeting has been convened, resolution proposed, petition presented or order made for the winding up of the company;
(b) a receiver, receiver and manager, provisional liquidator, liquidator or other officer of the court has been appointed in relation to the company or all or any asset the company;
(c) a mortgagee or chargee has taken, attempted or indicated an intention to exercise its rights under any security under which the company is the mortgagor or chargor;
(d) the company has become insolvent within the meaning of section 95A of the Corporations Act 2001 (Cth);
(e) the company has stopped paying its debts as and when they fall due; أو.
(f) the company is subject to voluntary administration under Part 5.3A of the Corporations Act 2001 (Cth).
Instructions means a request made by you to enter into a Transaction and shall be taken to include any information, communications or documents incidental to or relating to a Transaction whether we process the Transaction or not.
Margin means the difference between the retail exchange rate we quote to you and the whole exchange rate we obtain from our provider.
Maturity Date means, in relation to a Forward Contract, the date on which the currency exchange is to be made by us and includes any agreed variation to the original date, being either an earlier or a later date.
Option or Option Agreement means an agreement pursuant to which you have the right but not the obligation to enter into a specified foreign currency transaction on the Expiry Date.
Option Agreement Confirmation means the written notification that we send you after you enter into an Option Agreement confirming the details of the agreement we have reached by telephone.
Order Confirmation means the notification we send you confirming the details of the Order you have entered into with us.
Order means an instruction pursuant to which we will enter into a Spot or Forward Transaction for you only at an exchange rate nominated by you.
OzForex means OzForex Pty Ltd (ACN: 092 375 703) whose principal trading address is Level 9, 10 Bridge Street, Sydney, NSW, 2000, Australia.
Payment means payment by you to us of funds for transmission.
Premium means the fee non-refundable fee payable under the Option Agreement.
Rate means the foreign currency exchange rate that we quote you for a Transaction .
Retail Client has the meaning given in s761G of the Corporations Act 2001 (Cth) .
Spot Contract means a foreign exchange contract under which we agree to exchange money at an agreed rate within 48 hours of the contract being entered into.
Target Rate means the rate at which an Order is triggered, being the exchange rate nominated by you in your Order plus our Margin and shall be contingent on our ability to fill the Order with our own provider.
Transaction means a Spot Contract, a Forward Contract or an Order, and shall be taken to refer to a series of transactions pursuant to standing instructions given by you.
View Deals means viewing all pending and completed transactions on our website.
Websites means any websites owned by us including but not limited to:
إنترنت إكسبلورر 10.
أنت تستخدم إنترنيت إكسبلورر 10 وأنت تعتزم إعادة توجيهك إلى صفحة لا تدعم إنترنيت إكسبلورر 10.
ستحتاج إلى تغيير وضع التوافق في المتصفح وفقا للرابط التالي.
المتابعة إلى صفحة بطاقة السفر أغلق هذه النافذة.
يتم توفير خدمة التحويلات الدولية المباشرة من إنغ (& كوت؛ إيت & كوت؛) من قبل أوزفوريكس ليميتد، عبن 65 092-375-703، (التداول باسم & كوت؛ أوفكس & كوت؛) ترخيص الخدمات المالية الأسترالية رقم 226484. أي مرجع في هذه الصفحة إلى & كوت؛ إنغ ديريكت إنترناشونال ترانزفرز & كوت ؛، & كوت؛ وي & كوت ؛، & كوت؛ أوس & كوت ؛، أور & كوت؛ أور & كوت؛ هو إشارة إلى أوفس.
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